H. P. STATE CONSUMER DISPUTES REDRESSAL COMMISSION SHIMLA First Appeal No. : 310/2019 Date of Presentation :19.09.2019 Order Reserved on :18.03.2024 Date of Order :28.03.2024 _____

Sunil Kumar son of Sh. Mangat Ram, R/o Village & Post Office Bhambla, Tehsil Baldwara, District Mandi, H.P.

…… Appellant/Opposite Party.

Versus Divisional Manager, National Insurance Company Ltd., Moti Bazar, Mandi Town, H.P.

…Respondent/complainant.

Coram Hon’ble Justice Inder Singh Mehta, President Hon’ble Mr.R.K. Verma, Member Whether approved for reporting?¹ Yes.

For the Appellant: None.

For the Respondent: Mr.Bhupinder Pathania, Advocate.

1Whether reporters of the local papers may be allowed to see the order?

Justice Inder Singh Mehta, President

O R D E R

Instant appeal is arising out of the order dated

03.08.2019 passed by Learned District Consumer Forum, Mandi, District Mandi, H.P. in Consumer Complaint No.163/2018 titled Sunil Kumar Versus Divisional Manager, National Insurance Company Ltd.

Brief facts of Case

2. Brief facts of the case are that complainant is the registered owner of vehicle No.HP-65-2787 (heavy goods vehicle/truck) which was insured with the opposite party/Insurance company and risk was cover