STATE CONSUMER DISPUTES REDRESSAL COMMISSION, PUNJAB, CHANDIGARH First Appeal No.1120 of 2022 Date of institution : 21.12.2022 Date of Reserve : 23.09.2024 Date of Decision : 16.10.2024 Delhi Nursing Home, near Street No.1, Bibiwala Road, Bathinda, through its Proprietor Dr.Sanjay Garg.

…….Appellant/Opposite Party No.2 Versus

1. Amarbir Singh Bandesh, son of Sh.Randhir Singh, resident of H.No.2, Khalsa Colony, Fatehgarh Churian, District Gurdaspur, Now at present : Kari Testakkei 13, 4314, Sandnes Norway, through its Power of Attorney Holder Sh.Amarjit Singh, son of Sh.Massa Singh, resident of Talwandi Bhungrian, P.O. Dosanjh, District Moga.

…….Respondent No.1/Complainant

2. The New India Assurance Co.Ltd., Divisional Office, The Mall Bathinda, Punjab.

3. Delhi Hair Clinic, near Street No.1, Bibiwala Road, Bathinda through its Properietor/Incharge.

…...Respondents No.2&3/Opposite Parties No.1&3 First Appeal under Section 41 of the Consumer Protection Act, 2019 against the Order dated 30.08.2022 passed by the District Consumer Disputes Redressal Commission Bathinda in CC No.138 of 2018.

Quorum:-

Hon’ble Mrs. Justice Daya Chaudhary, President Ms. Simarjot Kaur, Member Mr. Vishav Kant Garg, M