FIRST ADDITIONAL BENCH STATE CONSUMER DISPUTES REDRESSAL COMMISSION, PUNJAB, CHANDIGARH Date of Institution : 07.04.2021 Date of Reserve : 28.04.2023 Date of Decision : 09.05.2023 District Education Officer Elementary Education Mansa, District Mansa.

….Appellant/Opposite party No.4 Versus

1. Baljit Sharma, Peon, O/o District Education Officer (EE)

Mansa, District Mansa through its Legal Heirs:

i) Santosh Kumari Widow of Baljit Sharma S/o Babu Ram ii) Gauri Sharma minor D/o Baljit Sharma S/o Babu Ram through her guardian mother Santosh Kumari iii) Darshana Kumari Sharma, mother of Baljit Sharma S/o Babu Ram All residents of Ward No.8, House No.82, Dheer Wali Gali, Mansa.

……Respondent/Complainant

2. M.D.India Health Insurance (TPA) Pvt. Ltd., Mohali Tower, 1^st Floor, Phase-8B, Branch Mohali 160071 through its Managing Director.

3. The Oriental Insurance Company Limited, Divisional Office, Bank Street, Bathinda, through its Divisional Manager.

…..Respondents/Opposite parties No.1 & 2

4. Punjab Health System Corporation through its M.D. State Institute of Health & Family Welfare, Phase –VI, Near Civil Hospital, SAS Nagar, Punjab.

…..Proforma respondent/opposite party No.3 First Appeal under Sect