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1- izcU/kd] Hkkjrh; LVsV cSad ’kk[kk f’keyk rglhy [ksrMh ftyk >q>uwWa …jkt0‰

2- izcU/kd] ,l-ch-vkbZ- tujy bU’;ksjals dEiuh fyfeVsM FkMZ ,.M Qksj ¶yksj] yksVl vkbZ-Vh- ikdZ jksM uacj 16] IykV uacj ch&18]19 okxys b.MLV“h;y LVsV Fkkus …MCyw‰ egkjk"V“A &&izR;FkhZx.k@foi{khx.k le{k% Jh lqwjsUnz dqekj tSu] lnL; …U;kf;d‰

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ifjokfn;k@vihykfFkZ;k us foi{khx.k@izR;FkhZx.k ds fo:} ;g vihy fo}ku ftyk miHkksDrk vk;ksx] >q>uwWa ds }kjk ifjokn izdj.k la0 157@2019 ^^xqM~Mh nsoh cuke izcU/kd] Hkjrh; LVsV cSad ,oa vU;^^ es a ikfjr fu.kZ; fn0 21-10-2021 ds fo:} izLrrq dh gS] ftlds }kjk mUgksuas ifjokfn;k@vihykfFkZ;k dk ifjokni= [kkfjt dj fn;k gSA

2- laf{kIr rF;ks a ds vuqlkj ifjokfn;k ds ifr dk ,d cpr [kkrk foi{kh la[;k& 1 cSad es a Fkk rFkk ml cSad [kkrs ls foi{kh la[;k& 2 chek dEiuh ls O;fDrxr nq?kZVuk chek ikWfylh ys j[kh Fkh mlds ckn ifjokfn;k ds ifr us ukjuksy …gfj;k.kk‰ fLFkr LVsV cSad vkWQ bf.M;k esa ,d viuk cpr [kkrk [kqyok;k Fkk rFkk mlls Hkh O;fDrxr nq?kZVuk chek ikWfylh izkIr dj yhA ifjokfn;k ds ifr dh e‘R;q fn0 11-03-2018 dks gks xbZA ukjuksy …gfj;k.kk‰ okys cpr [kkrs ls lacaf/kr chek ikWfylh ls chek/ku 20]00]000@& :i;s dk Hkqxrku ifjokfn;k dks fey x;k fdUrq tc ifjokfn;k us foi{kh la[;k& 2 chek dEiuh ds ;gkWa foi{kh la[;k& 1 cSad ds [kkrs ls lacaf/kr chek ikWfylh ls Hkqxrku fd;s tkus dk chek nkok izLrrq fd;k rc foi{kh la[;k& 2 chek dEiuh us mldk chek nkok bl vk/kkj ij vLohdkj dj fn;k fd ifjokfn;k blh izdkj ds nwljs cpr [kkrs ls tkjh chek ikWfylh ls chek ykHk ys pqdh gSA fo}ku ftyk miHkksDrk vk;ksx us mHk; i{k dh cgl lqudj dj ;gh ekuk fd chek ikWfylh ds vkosnu i= ds ihNs bl ckjs es a ’krZ fy[kh gqbZ gSA bl izdkj mUgksuas ifjokfn;k dk ifjokni=

[kkfjt dj fn;k] ftlls O;fFkr gksdj ;g vihy izLrrq dh xbZ gSA

3- mHk;i{k ds fo}ku vf/koDrkx.k dh cgl lquh xbZ ,oa i=koyh dk voyksdu fd;k x;kA

4- gLrxr izdj.k ls lacaf/kr chek ikWfylh ds vkosnui= dh iq’r ij fuEufyf[kr ’krZ Li"V :i ls fy[kh xbZ gS%&&

''Irrespective of the number of the insured has with SBI or its Regional Rural Banks, he/she is allowed to take only one policy. Multiple policies for same insured are disallowed. Even if multiple policies are taken through one or more than one account with SBI or its Regional Rural Bank for any reason, our liability will be restricted to only one policy with the highest sum insured. All other policies shall be deemed as null and void. In case of joint account, two separate policies may be issued in case both the account holders opt for respective individual policies.''

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5- gLrxr izdj.k es a Lohd‘r :i ls ifjokfn;k ds ifr us ,d gh cSad dh nks ’kk[kkvksa ls nks cpr [kkrksa ls vyx&vyx O;fDrxr nq?kZVuk chek ikWyfl;kWa izkIr dj yh gSa rFkk ,d chek ikWfylh ls ykHk Hkh izkIr dj fy;k gSA bl izdkj mijksDr of.kZr ’krZ ds vuqlkj vU; chek ikWyfl;kWa ’kwU; le>h tkosaxhA

6- ifjokfn;k dh vksj ls ekuuh; jk"V“h; miHkksDrk vk;ksx ds U;kf;d n‘"Vkar …2017‰ 2 lh-ih-ts- 463 ^^AVIVA LIFE INSURANCE CO. LTD. VS. REKHABEN RAMJIBHAI PARMAR^^ fu.kZ; fn0 12-04-2017 rFkk …2019‰ 2 lh- ih-vkj- 302 ^^ TATA AIG LIFE INSURANCE CO. LTD. VS. JHALU ROY AND OTHERS ^^ fu.kZ; fn0 25-03