1^st ADDITIONAL BENCH STATE CONSUMER DISPUTES REDRESSAL COMMISSION, PUNJAB, CHANDIGARH.

Date of Institution : 10.06.2019 Date of Reserve : 17.05.2023 Date of Decision : 29.05.2023

1. Dr. Liza Nagaraj widow of Late Dr. Jagannath Nagaraj.

2. Aditya Raj(Minor Son) of Dr. Jagannath Nagaraj through his Mother Dr. Liza Nagaraj being Natural Guardian.

3. Aanya Raj (Minor Daughter) of Dr. Jagannath Nagaraj through her Mother Dr. Liza Nagaraj being Natural Guardian. All resident of Flat No.3B2, Sunny Estates, Mamangalam, Palarivattom, P.O. Edappally, Kochi-682025 Kerala.

.….Complainants Versus

1. Aviva Life Insurance Company India Ltd., 2^nd Floor, Prakashdeep Building, 7-Tolstoy Marg, New Delhi through its General Manager. tarun.kumar@avivaindia.com.

2. Aviva Life Insurance Aviva Tower, Sector Road, Opposite Gold Course, DLF-Phase V, Sector 43, Gurgaon through its Manager. tarun.kumar@avivaindia.com.

3. Aviva Life Insurance Company India Ltd., First Floor, SCF-

81, Phase-11, Mohali, District Mohali 160059 through its Manager. tarun.kumar@avivaindia.com.

..…Opposite Parties Consumer Complaint under Section 17 of the Consumer Protection Act, 1986.

Quorum:-

Mr. H.P.S. Mahal, Presiding Judicial Member Mrs.