FIRST ADDITIONAL BENCH STATE CONSUMER DISPUTES REDRESSAL COMMISSION, PUNJAB, CHANDIGARH Date of Institution : 21.03.2022 Date of Reserve : 18.05.2023 Date of Decision : 29.05.2023 United India Insurance Company Limited, Branch Office 1, Syal House, 3^rd Floor, Lajpat Nagar Market, Jalandhar, through its Branch Manager through Mrs. Shama Arora, Assistant Manager (Legal) having its Regional Office at 136, Feroze Gandhi Market, Ferozepur Road, Ludhiana. ….Appellant/Opposite party Versus

1. Dalbir Kaur @ Dalvir Kaur aged about 32 years, Wd/o Nasib Chand @ Nasib Dass

2. Navdeep (minor) aged about 12 years S/o Late Sh.Nasib Chand @ Nasib Dass, (Complainant No.2 through Complainant No.1 being his mother and natural guardian)

Both residents of VPO Kaluwahar, Tehsil & District Hoshiarpur, Punjab.

…….Respondents/Complainants First Appeal under Section 41 of the Consumer Protection Act, 2019 against the order dated 23.12.2021 of the District Consumer Disputes Redressal Commission, Hoshiarpur.

Quorum:-

Mr.Harinderpal Singh Mahal, Presiding Judicial Member Mrs. Kiran Sibal, Member Present:-

For the appellant : Sh.V.M.Gupta, Advocate For the respondent : Ex-parte HARINDERPAL SINGH MAHAL, PRESIDING JUDIC