IN THE CIRCUIT BENCH OF THE TAMILNADU STATE CONSUMER DISPUTES REDRESSAL COMMISSION, MADURAI.

Present: THIRU. S.KARUPPIAH, PRESIDING JUDICIAL MEMBER C.C.No.39/2017 Date of complaint filed : 17.08.2017 Date of orders pronounced : 04.08.2023 Smt.S.Vidya, W/o (Late) V.K.Suresh, B2/12, High Court Officers & Staff Quarters, Mattuthavani, Madurai – 625 007. Complainant -Vs-

M/s.HDFC ERGO General Insurance Company Limited, HDFC House, 1^st Floor, 165-166 Back bay Reclamation, H.T.Parekh Marg, Church gate, Mumbai – 400 020. Opposite Party Counsel for Complainant : Mr.S.Mahesh Babu, Advocate.

Counsel for Opposite Party : Mr.S.Suresh, Advocate.

This complaint came before me for final hearing on 02.08.2023 and upon perusing the material records this Commission made the following:-

ORDER

THIRU.S.KARUPPIAH, PRESIDING JUDICIAL MEMBER.

1. The complainant’s case :

The complainant’s husband one V.K.Suresh since deceased obtained a ‘Home Suraksha Plus Policy’ with the opposite party on 30.03.2013 and it is valid up to 17.01.2017. A premium of Rs.91,553/- was also paid. The complainant’s husband was working as Sub Assistant Registrar of Madurai Bench of Madras High Court. The complainant husband took treatment