AFR / NAFR CHHATTISGARH STATE CONSUMER DISPUTES REDRESSAL COMMISSION PANDRI, RAIPUR Date of Institution: 03/07/2023 Date of Final Hearing: 22/11/2023 Date of Pronouncement: 08/12/2023 APPEAL No.- FA/23/76 IN THE MATTER OF :

K. V. Shankar, S/o. Shri K. Ramannarao, R/o. Qtr. No.05/B, Street 14, Sector-10, Bhilai, Tah. & Dist. DURG (C.G.) … Appellant Through: Shri R.K. Bhawnani, Advocate Vs.

National Insurance Company Limited, Through: Branch Manager, Add.: Akash Ganga Complex, Above Parthivi Electronics, Bhilai, Tah. & Dist. DURG (C.G.) … Respondent Through : Shri Shishir Bhandarkar, Advocate CORAM: -

HON’BLE SHRI JUSTICE GAUTAM CHOURDIYA, PRESIDENT HON’BLE SHRI PRAMOD KUMAR VARMA, MEMBER PRESENT: -

Shri Manu Sharma, Advocate for the appellant.

Shri Shishir Bhandarkar, Advocate for the respondent.

JUDGEMENT

PER: - JUSTICE GAUTAM CHOURDIYA, PRESIDENT This appeal, filed under Section 41 of the Consumer Protection Act

2019 (hereinafter called “the Act” for short) is directed against order dated 22/05/2023 passed by District Consumer Disputes Redressal Commission, Durg (C.G.) (hereinafter referred to as “District Commission” for short), in Complaint Case No.CC/2019/826, whereby the complaint of