IN THE DELHI STATE CONSUMER DISPUTES REDRESSAL COMMISSION Date of Institution: 02.01.2017 Date of hearing: 09.05.2022 Date of Decision: 05.07.2022 FIRST APPEAL NO.- 08/2017 IN THE MATTER OF M/S G.L KHANNA & SONS Through Its Prop. Sh. Puneet Khanna, 65, Shardanand Marg, New Delhi, Presently At: 43, Transport Centre, Punjabi Bagh, New Delhi.

(Through: Mr. Sachin Wadhwa, Advocate)

…Appellant VERSUS NATIONAL INSURANCE CO. LTD.

Division No. XXII, 4^th Floor, Palmohan Singh House, 5/67, Padam Singh Road, Karol Bagh, New Delhi -5.

(Through: Mr. Saroj K. Pandey, Advocate)

… Respondent CORAM:

HON’BLE JUSTICE SANGITA DHINGRA SEHGAL (PRESIDENT)

HON’BLE SH. RAJAN SHARMA, MEMBER (JUDICIAL)

Present: None for the parties.

PER: HON’BLE JUSTICE SANGITA DHINGRA SEHGAL, PRESIDENT JUDGMENT

1. The facts of the case necessary as per the District Commission record are:

“Complainant has filed this complaint on 15-10-2012 and alleged that he purchased one Marine Cargo policy from OP valid from 24.02.2011 to 23.02.2012 upto a value of Rs. 10,00,000/- in single transit. On 29.03.2011 the complainant purchased "Furnace Oil" weighing 26,480 MT from M/s Reliance Industry Ltd vide invoice no. 1532085 dated 29.03.2011 and th