STATE CONSUMER DISPUTES REDRESSAL COMMISSION UTTARAKHAND, DEHRADUN Date of Institution : 05.12.2016 Date of Final Hearing : 01.08.2025 Date of Pronouncement : 05.08.2025 SC/5/A/16/240 Prakash Dental Hospital Through Dr. Anurag Agarwal Rampur Road, Haldwani, Nainital and Mansarovar Hotel Near Mallital Rickshaw Stand, Mallital, Nainital (Through: Mohd. Muzammil, Advocate)

…..Appellant VERSUS

1. Smt. Heera Devi W/o Late Sh. Trilok Singh Rawat

2. Sh. Lalit Mohan Rawat S/o Late Sh. Trilok Singh Rawat Both R/o Hotel Coronation Building, Opposite Nainital Club Mallital, Nainital (Through: Sh. Shardul Negi, Advocate)

…..Respondent Nos. 1 & 2

3. The New India Assurance Co. Ltd.

Office 321100, 195 Motiganj, Meerut – 250001

4. National Insurance Company Limited Branch Office First 710-711 Opposite Sehgal Motors, Motiganj Meerut - 250001 (Through: Sh. R.K. Devliyal, Advocate)

…..Respondent Nos. 3 & 4 Coram:

Ms. Kumkum Rani, President Mr. C.M. Singh, Member

ORDER

(Per: Mr. C.M. Singh, Member):

This appeal under Section 15 of the Consumer Protection Act, 1986 has been directed against judgment and order dated 28.10.2016 passed by the District Consumer Disputes Redressal Forum, Nainital (hereinafter to be r