STATE CONSUMER DISPUTES REDRESSAL COMMISSION, PUNJAB, CHANDIGARH.

Date of institution : 18.11.2022 Reserved on : 05.09.2025 Date of Decision : 14.10.2025

1. Dayanand Medical College & Hospital, Ludhiana through its Medical Supdt.

2. Dr. Baldev Singh Aulakh (Dr. B.S. Aulakh), Dayanand Medical College & Hospital, Ludhiana ….Appellants/Opposite Parties No.1&2 Versus

1. Kirpal Singh son of Dasonda Singh through his legal representatives:

(i) Kulwant Kaur wife of Kirpal Singh, (ii) Sukhdev Singh son of Kirpal Singh, (iii) Amarjeet Kaur daughter of Kirpal Singh (iv) Harender Singh Gill son of Kirpal Singh All residents of Ward No.9, 2.N.N., P.O.-4.N.N., Tehsil Padampur, District Sri Ganganagar, Rajasthan.

.…Respondent No.1/Complainant

2. The United India Insurance Company Ltd., Savitri-I, First Floor, G.T. Road, Ludhiana through its Divisional Manager/Branch Manager.

.…Respondent No.2/OP No.3 First Appeal under Section 41 of the Consumer Protection Act, 2019 against the order dated 09.09.2022 passed by the District Consumer Disputes Redressal Commission, Kapurthala, Camp Court at Ludhiana in RBT C.C. No. 508 of 2016.

Quorum:-

Hon’ble Mrs. Justice Daya Chaudhary, President Mr. Vishav Kant Garg, Mem