ADDITIONAL BENCH STATE CONSUMER DISPUTES REDRESSAL COMMISSION, PUNJAB,DAKSHIN MARG, SECTOR 37-A, CHANDIGARH.

First Appeal No.421 of 2023 Date of institution : 03.06.2023 Reserved on : 16.09.2025 Date of decision : 17.10.2025

1. Punjab National Bank, (Previously Oriental Bank of Commerce)

through its Branch Manager, Branch M.L.M. School, Ferozepur Cantt. Tehsil & District Ferozepur-152001

2. Punjab National Bank, (Previously Oriental Bank of Commerce)

through its Branch Manager, Bagdadi Gate, Ferozepur City-

152002 …..Appellants/opposite parties Versus Pramilla aged 49 years wife of Sh. Vipin Kumar Gulati S/o Sh. Vijay Kumar resident of Kothi No.9, Block-B, Jai Maa Laxmi Enclave, Inside Amritsari Gate, Ferozepur City, Tehsil and District Ferozepur, Mobile

99158-95900 ….Respondent/opposite party First Appeal under Section 41 of the Consumer Protection Act, 2019 against the order dated 06.03.2023 passed by the District Consumer Disputes Redressal Commission Ferozepur, in CC/214/2022 Quorum:-

Mr. H.P.S. Mahal, Presiding Judicial Member Mrs. Kiran Sibal, Member Present:-

For the appellants : Ms. Anuradha Gupta, Advocate For respondent : Sh. Nitish Garg, Advocate KIRAN SIBAL, MEMBER The instant a