AFR / NAFR CHHATTISGARH STATE CONSUMER DISPUTES REDRESSAL COMMISSION PANDRI, RAIPUR IN ALL APPEALS:

Date of Institution: 06/05/2025 Date of Final Hearing: 15/09/2025 Date of Pronouncement: 16/09/2025 APPEAL No.- SC/22/FA/209/2025 IN THE MATTER OF :

Smt. Divyalata Shukla, W/o. Shri Satyendra Kumar Shukla, R/o. Purani Basti, Near Turi Hatri, Kailash Gali, Raipur, Tah. & Dist. Raipur (C.G.) … Complainant/ Appellant Through: Shri D.K. Shukla, Advocate Vs.

1. Senior Executive Worker, Code No.17222, (Sector Manager)

Sahara India Regional & Sector Office, Above Nagrik Sahkari Bank, Muskan Plaza, Ashwani Nagar, Mahadev Ghat Main Road, Raipur (C.G.) – 492 013 … O.P. No.1/ Respondent No.1

2. Managing Director, Sahara India Command Office, Sahara India Bhawan-01, Kapurthala Complex, Lucknow (U.P.) – 226 024 … O.P. No.2/ Respondent No.2

3. Stars Multipurpose Co-operative Society Limited, Regd. Office – 3rd Floor, Door No.5-9-15, Opp. A.P. Secretariate, Saifabad Hyderabad – 500 063, Andhra Pradesh … O.P. No.3/ Respondent No.3 All through: Shri S. Pandya, Advocate APPEAL No.- SC/22/FA/210/2025 IN THE MATTER OF :

Smt. Divyalata Shukla, W/o. Shri Satyendra Kumar Shukla, R/o. Purani Basti, Near Turi Hatri, Kailash Gali, Raipur, Tah. & Dist. Raipur (C.G.) … Complainant/ Appellant Through: Shri D.K. Shukla, Advocate Vs.

1. Senior Executive Worker, Code No.17222, (Sector Manager)

Sahara India Regional & Sector Office, Above Nagrik Sahkari Bank, Muskan Plaza, Ashwani Nagar, Mahadev Ghat Main Road, Raipur (C.G.) – 492 013 … O.P. No.1/ Respondent No.1

2. Managing Director, Sahara India Command Office, Sahara India Bhawan-01, Kapurthala Complex, Lucknow (U.P.) – 226 024 … O.P. No.2/ Respondent No.2

3. Stars Multipurpose Co-operative Society Limited, Regd. Office – 3rd Floor, Door No.5-9-15, Opp. A.P. Secretariate, Saifabad Hyderabad – 500 063, Andhra Pradesh … O.P. No.3/ Respondent No.3 All through: Shri S. Pandya, Advocate APPEAL No.- SC/22/FA/211/2025 IN THE MATTER OF :

Smt. Divyalata Shukla, W/o. Shri Satyendra Kumar Shukla, R/o. Purani Basti, Near Turi Hatri, Kailash Gali, Raipur, Tah. & Dist. Raipur (C.G.) … Complainant/ Appellant Through: Shri D.K. Shukla, Advocate Vs.

1. Senior Executive Worker, Code No.17222, (Sector Manager)

Sahara India Regional & Sector Office, Above Nagrik Sahkari Bank, Muskan Plaza, Ashwani Nagar, Mahadev Ghat Main Road, Raipur (C.G.) – 492 013 … O.P. No.1/ Respondent No.1

2. Managing Director, Sahara India Command Office, Sahara India Bhawan-01, Kapurthala Complex, Lucknow (U.P.) – 226 024 … O.P. No.2/ Respondent No.2

3. Stars Multipurpose Co-operative Society Limited, Regd. Office – 3^rd Floor, Door No.5-9-15, Opp. A.P. Secretariate, Saifabad Hyderabad – 500 063, Andhra Pradesh … O.P. No.3/ Respondent No.3 All through: Shri S. Pandya, Advocate APPEAL No.- SC/22/FA/212/2025 IN THE MATTER OF :

Shri Satyendra Kumar Shukla, S/o. Shri Rajendra Kumar Shukla R/o. Purani Basti, Near Turi Hatri, Kailash Gali, Raipur, Tah. & Dist. Raipur (C.G.) … Complainant/ Appellant Through: Shri D.K. Shukla, Advocate Vs.

1. Senior Executive Worker, Code No.17222, (Sector Manager)

Sahara India Regional & Sector Office, Above Nagrik Sahkari Bank, Muskan Plaza, Ashwani Nagar, Mahadev Ghat Main Road, Raipur (C.G.) – 492 013 … O.P. No.1/ Respondent No.1

2. Managing Director, Sahara India Command Office, Sahara India Bhawan-01, Kapurthala Complex, Lucknow (U.P.) – 226 024 … O.P. No.2/ Respondent No.2

3. Stars Multipurpose Co-operative Society Limited, Regd. Office – 3rd Floor, Door No.5-9-15, Opp. A.P. Secretariate, Saifabad Hyderabad – 500 063, Andhra Pradesh … O.P. No.3/ Respondent No.3 All through: Shri S. Pandya, Advocate APPEAL No.- SC/22/FA/213/2025 IN THE MATTER OF :

Smt. Divyalata Shukla, W/o. Shri Satyendra Kumar Shukla, R/o. Purani Basti, Near Turi Hatri, Kailash Gali, Raipur, Tah. & Dist. Raipur (C.G.) … Complainant/ Appellant Through: Shri D.K. Shukla, Advocate Vs.

1. Senior Executive Worker, Code No.17222, (Sector Manager)

Sahara India Regional & Sector Offic