STATE CONSUMER DISPUTES REDRESSAL COMMISSION CHANDIGARH FIRST APPEAL NO. SC/4/A/369/2024 ABHEEK SAMBYAL PRESENT ADDRESS - FLAT NO 212, PINE HOMES, DHAKOLI, ZIRAKPUR, DISTRICT SAS NAGAR,CHANDIGARH.

.......Appellant(s)

Versus ANSAL PROPERTIES AND INFRASTRUCTURE LTD AND OTHERS PRESENT ADDRESS - ANSAL PROPERTIES AND INFRASTRUCTURE LTD REGISTERED OFFICE 1202-04, ANTRIKSH BHAWAN, 22 K.G. MARG NEW DELHI.,CHANDIGARH.

.......Respondent(s)

BEFORE:

HON'BLE MR. JUSTICE RAJ SHEKHAR ATTRI , PRESIDENT HON'BLE MR. RAJESH KUMAR ARYA , MEMBER FOR THE APPELLANT:

ABHEEK SAMBYAL DATED: 24/09/2025

ORDER

STATE CONSUMER DISPUTES REDRESSAL COMMISSION, U.T., CHANDIGARH

Appeal No.	:	369 of 2024
Date of Institution	:	07.11.2024
Date of Decision	:	24.09.2025

Abheek Sambyal S/o S.D.S. Sambyal, aged 44 years, resident of # 2230 George C Marshall Drive APT 629, Falls Church VA 22043 Virginia, Permanent resident of Flat No. 212, Pine Homes, Dhakoli, Zirakpur, District SAS Nagar, Mohali, Punjab-160062 through its Power of Attorney holder Shri Shivdarshan Singh Sambyal aged 73 years.

……Appellant/complainant V e r s u s

1. Shri Sushil Ansal, Director, Ansal Properties & Infrastructure Ltd., having its registered office at 1202-

04, Antrishk Bhawan, 22 K.G. Marg, New Delhi.

2. Shri Pranav Ansal, Director, Ansal Properties & Infrastructure Ltd., having its registered office at 1202-

04, Antrishk Bhawan, 22 K.G. Marg, New Delhi

3. Smt. Jagath Chandra, Director, Ansal Properties & Infrastructure Ltd., having its registered office at

1202-04, Antrishk Bhawan, 22 K.G. Marg. New Delhi

4. Dr. Satish Chandra, Director, Ansal Properties & Infrastructure Ltd., having its registered office at 1202-

04, Antrishk Bhawan, 22 K.G. Marg, New Delhi

5. Mr. Dinesh Kumar authorized signatory, Ansal Properties & Infrastructure Ltd. having its registered office at 1202-04, Antrishk Bhawan, 22 K. G. Marg, New Delhi.

6. Amit Raina, Vera, authorized signatory, Ansal Properties & Infrastructure Ltd., having its registered office at 1202-04, Antrishk Bhawan, 22 K.G. Marg, New Delhi.

7. Chief Manager, HDFC Bank, SCO 153-155, Sector- 8 C, Madhaya Marg Chandigarh ....Respondents/Opposite parties BEFORE: JUSTICE RAJ SHEKHAR ATTRI, PRESIDENT MR. RAJESH K. ARYA, MEMBER Present: Sh.Tarurag Gaur, Advocate for the appellant.

Sh.Prateek Garg, Advocate for respondents no.1 and 2.

Sh.Sushant Kareer, Advocate for respondent no.7.

Respondents no.3 to 6 exparte vide order dated 21.01.2025 PER JUSTICE RAJ SHEKHAR ATTRI, PRESIDENT This appeal has been filed by the appellant/complainant against order dated 06.09.2024, rendered by the District Consumer Disputes Redressal Commission-I, U.T., Chandigarh (in short the District Commission) whereby consumer complaint bearing no.723 of 2022 filed by him was allowed and respondents no.1 to 6/opposite parties no.1 to 6 were directed as under:-

“.......14. In view of the above discussion, the present consumer complaint succeeds and the same is accordingly allowed. OPs No. 1 to 6 are directed as under:-

(i.) to refund Rs.12,35,265/- to the complainant alongwith interest @ 9% per annum (simple) from the respective dates of deposit till onwards (ii.) to pay Rs.35,000/- to the complainant as compensation for causing mental agony and harassment;

(iii.) to pay Rs.10,000/- to the complainant as costs of litigation.

15. This order be complied with by the OPs No. 1 to 6 jointly and severally within a period of 45 days from the date of receipt of certified copy thereof, failing which the amount(s) mentioned at Sr.No.(i) & (ii) above shall carry penal interest @ 12% per annum (simple) from the date of expiry of said period of 45 days, instead of 9% [mentioned at Sr.No.(i)], till realisation, over and above payment of ligation expenses.

16. However, it is made clear that the financier (OP-7) shall have first charge over the afore- said awarded amount, to the extent the same is due to be paid by the complainant towards the discharge of loan liability, if any....”

2. Before the District Commission,

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