IN THE DELHI STATE CONSUMER DISPUTES REDRESSAL COMMISSION Date of Institution: 20.06.2014 Date of Hearing: 28.11.2025 Date of Decision: 05.01.2026 FIRST APPEAL NO.-846/2014 IN THE MATTER OF KRISHAN DUTT SHARMA, R/O FLAT NO. GH-1/648, SANSKRITI APARTMENT, SECTOR-28, ROHINI, DELHI-110048.

(Through: Mr. Dilip Kumar Arya, Advocate)

…Appellant VERSUS

1. RELIANCE LIFE INSURANCE COMPANY, THROUGH ITS BRANCH MANAGER, DISTRICT CENTRE, JANAK PURI, DELHI-110085.

2. RELIANCE LIFE INSURANCE COMPANY, THROUGH ITS MANAGING DIRECTOR CORPORATE OFFICE:

9TH FLOOR/ 10TH FLOOR, BUILDING NO. 2, R-TECH PARK, NIRLON COMPOUND, NEXT TO HUB MALL, BEHIND I- FLEX BUILDING, GOREGAON, (EAST), MUMBAI-400 063.

(Through: Mr. Vinay Kumar Sharma, Advocate)

For Respondent no. 1 & 2

3. VIGHANHARTA DIRECT INSURANCE BROKING P LTD.

THROUGH ITS PRINCIPAL OFFICER MR. R.K. GUPTA, ADDRESS: 479, SECTOR 15A, NOIDA-201 301.

…Respondents CORAM:

HON’BLE JUSTICE SANGITA DHINGRA SEHGAL (PRESIDENT)

HON’BLE MS. BIMLA KUMARI, MEMBER (FEMALE)

Present: None for the Parties.

PER: HON’BLE JUSTICE SANGITA DHINGRA SEHGAL, PRESIDENT JUDGMENT

1. The Appellant has preferred the present Appeal under Section 17 of the Consumer Protection Act, 1986 to set aside th