STATE CONSUMER DISPUTES REDRESSAL COMMISSION KERALA FIRST APPEAL NO. SC/32/A/426/2015 THE BRANCH MANAGER KERALA STATE FINANCIAL ENTERPRISES LTD PRESENT ADDRESS - KOOTHUPAAMBU BRANCH, KOOTHUPARAMBU, KANNUR,KERALA.

THE MANAGING DIRECTOR KERALA STATE FINANCIAL ENTERPRISES PRESENT ADDRESS - TRICHUR 670691,KERALA.

.......Appellant(s)

Versus V SOUMIDRANATHAN PRESENT ADDRESS - VELLAMVELLI HOUSE,POOKODE P.O, PATHAYAKUNNU KANNUR

670691,KERALA.

.......Respondent(s)

BEFORE:

HON'BLE MR. JUSTICE SRI.B.SUDHEENDRA KUMAR , PRESIDENT HON'BLE MR. SRI.AJITH KUMAR.D , JUDICIAL MEMBER SRI.RADHAKRISHNAN.K.R , MEMBER FOR THE APPELLANT:

THE BRANCH MANAGER KERALA STATE FINANCIAL ENTERPRISES LTD, P K VENUGOPAL (Advocate)

THE MANAGING DIRECTOR KERALA STATE FINANCIAL ENTERPRISES FOR THE RESPONDENT:

V SOUMIDRANATHAN DATED: 07/01/2026

ORDER

KERALA STATE CONSUMER DISPUTES REDRESSAL COMMISSION VAZHUTHACAUD, THIRUVANANTHAPURAM APPEAL No.426/2015 ORDER DATED : 07.01.2026 (Against the order in C.C.No.205/2013on the files of DCDRC, Kannur)

PRESENT:

HON’BLE JUSTICE SRI. B. SUDHEENDRA : PRESIDENT KUMAR SRI. AJITH KUMAR D. : JUDICIAL MEMBER SRI.K.R.RADHAKRISHNAN : MEMBER APPELLANTS:

1.

The Branch Manager, Kerala State Financial Enterp