STATE CONSUMER DISPUTES REDRESSAL COMMISSION KERALA FIRST APPEAL NO. SC/32/A/652/2024 THE MANAGER ORIENTAL INSURANCE CO LTD PRESENT ADDRESS - METRO PALACE GROUND FLOOR OPPOSITE NORTH RAILWAYSTATION ERNAKULAM KOCHI 682018,KERALA.

.......Appellant(s)

Versus DEVAKI AMMA N PRESENT ADDRESS - GEETHA NIVAS PULIKKAL POST MALAPPURAM 676637,KERALA.

.......Respondent(s)

BEFORE:

HON'BLE MR. JUSTICE SRI.B.SUDHEENDRA KUMAR , PRESIDENT HON'BLE MR. SRI.AJITH KUMAR.D , JUDICIAL MEMBER SRI.RADHAKRISHNAN.K.R , MEMBER FOR THE APPELLANT:

NEMO FOR THE RESPONDENT:

NEMO DATED: 07/01/2026

ORDER

KERALA STATE CONSUMER DISPUTES REDRESSAL COMMISSION VAZHUTHACAUD, THIRUVANANTHAPURAM APPEAL No.652/2024 ORDER DATED : 07.01.2026 (Against the order in C.C.No.636/2023 on the files of DCDRC, Malappuram)

PRESENT:

HON’BLE JUSTICE SRI. B. SUDHEENDRA : PRESIDENT KUMAR SRI. AJITH KUMAR D. : JUDICIAL MEMBER SRI.K.R. RADHAKRISHNAN : MEMBER APPELLANTS:

The Oriental Insurance Company Ltd., Metro Palace, Ground Floor, Opposite North Railway Station, Ernakulam, Kochi – 682 018 (by Adv. S. Rajeev)

Vs.

RESPONDENTS:

1.

Devaki Amma N., Geetha Nivas, Pulikkal Post, Malappuram, Pin –

676 637

2.

Malabar Institute of Medical Sciences Ltd., Mini Bypass R