STATE CONSUMER DISPUTES REDRESSAL COMMISSION PUNJAB, DAKSHIN MARG, SECTOR 37-A, CHANDIGARH Date of Institution : 29.01.2025 Date of Decision : 12.01.2026 PNB Metlife India Insurance Company, 1^st Floor, Techniplex-1, Techniplex Complex, Off Veer Savarkar Flyover Goregaon (West) Mumbai-400062, through its Authorized Signatory Mr. Devendra Verma, Manager Legal, PNB Metlife India Insurance Company Limited, available at Unit No.302, Tower-3, World Mark, Maidewas Road, Sector 65, Gurugram (Haryana)

…..Appellant/Opposite Party No.2 Versus

1. Manju Singh wife of Late Sh. Charanjit Singh ;

2. Yasmeeta D/o Late Sh. Charanjit Singh ;

3. Mehul Singh Rana S/o Late Charanjit Singh :

4. Gurmanpreet Singh S/o Late Sh. Charanjit Singh (minor son under the guardianship of his mother Manju Singh)

5. Dhanraji W/o Sh. Jagroop Singh ;

All R/o H.No.424, Bombay Street, Sunami Gate, Sangrur.

..…..Respondents/Complainants

6. Punjab National Bank, Branch Office, BGIMT Branch, Sangrur, through its Branch Manager (Bhai Gurdas College, Sangrur).

…..Respondent No.6/Opposite Party No.1 First Appeal under Section 41 of Consumer Protection Act, 2019 for setting aside the order dated 22.11.2024 passed by the District Consumer