Date of filing :07.12.2018 Date of order :13.01.2026 MAHARASHTRA STATE CONSUMER DISPUTES REDRESSAL COMMISSION,MUMBAI, BENCH AT AURANGABAD.

FIRST APPEAL NO. : 571 OF 2018 IN COMPLAINT CASE NO.: 204 OF 2015 DISTRICT CONSUMER FORUM : AHMEDNAGAR.

Oriental Insurance Co.Ltd., Appellant Through its Divisional Manager, (Adv.J.K.Narayane)

D.O.No.II, Adalat Road, Aurangabad, District Aurangabad.

VERSUS

1. Sanjog Vinodlal Mutha, Respondent No.1 and 2 R/o Barde Galli, Ahmednagar. (Adv.Pratik P.Kothari)

2. Vinodlal Zumberlal Mutha, R/o Barde Galli, Ahmednagar.

3. M.D.India Health Care Services Pvt.Ltd. Respondent No.3 R/o M.D.India, 147/8, Near Kothruad (Not proceeded with)

Petrol Pump, Karve Statue Circle, Kothrud, Pune-411 038, Present Address, Survey No.46/1, E-Space, A2 Building, 3rd Floor, Pune Nagar Road, Wadgaon Sheri, Pune 411 014.

CORAM : Milind S.Sonawane, Hon’ble Presiding Member.

Nagesh C.Kumbre, Hon’ble Member

J U D G M E N T

(Delivered on 13.01.2026)

Per Milind S.Sonawane, Hon’ble Presiding Member.

This is an appeal challenging correctness and legality of the judgment and order passed by the learned District Consumer Disputes Redressal Commission, Ahmadnagar (the ‘District Commission’ for shr