STATE CONSUMER DISPUTES REDRESSAL COMMISSION UTTARAKHAND DEHRADUN Date of Admission: 27.05.2025 Date of Final Hearing: 19.01.2026 Date of Pronouncement: 22.01.2026 SC/5/A/16/2024 United India Insurance Company Limited Micro Office, Tehsil Road, Bageshwar through its Assistant Manager Sh. Shrey Sharma United India Insurance Company Limited Regional Office, Ratan Palace Kaulagarh Road, Dehradun (Through: Sh. R.K. Garg, Advocate)

…… Appellant Versus

1. Sh. Lalit Prasad Arya S/o Sh. Bhupal Ram R/o Village Duni, Tehsil Kapkot District Bageshwar (Through: None)

2. Sh. Ravindra Pal Singh Tomar, Investigator Tomar Tower, Tanakpur Road, Near G.G. Fruit Factory Haldwani (Nainital)

(Through: None)

…… Respondents Coram:

Ms. Kumkum Rani, President Mr. B.S. Manral, Member

ORDER

(Per: Ms. Kumkum Rani, President):

This appeal under Section 41 of the Consumer Protection Act, 2019 has been directed against the impugned judgment and order dated 19.03.2024 passed by learned District Consumer Disputes Redressal Commission, Bageshwar (hereinafter to be referred as “The District Commission”) in consumer complaint No. 04 of 2019, styled as Sh. Lalit Prasad Arya Vs. Micro Branch Manager, United India Insurance Co