STATE CONSUMER DISPUTES REDRESSAL COMMISSION UTTARAKHAND, DEHRADUN Date of Admission : 05.01.2022 Date of Final Hearing : 19.01.2026 Date of Pronouncement : 27.01.2026 SC/5/A/370/2019 Sh. Akshay Kumar S/o Sh. Nathiram R/o Gaadowali Post Jat Bahadarpur, Jwalapur, District Haridwar (Through: Sh. K.P. Singh, Advocate)

…..Appellant VERSUS

1. Manager, Oriental Insurance Co. Ltd.

Office 16B Linton Road, Dehradun

2. Regional Manager, Regional Office, Oriental Insurance Co. Ltd.

NCR Plaza, Third Floor, New Cantt. Road, Dehradun (Through: Sh. Suresh Gautam, Advocate)

…..Respondent Coram:

Ms. Kumkum Rani, President Mr. C.M. Singh, Member

ORDER

(Per: Ms. Kumkum Rani, President):

This appeal under Section 15 of the Consumer Protection Act, 1986 has been directed against judgment and order dated 11.09.2019 passed by the learned District Consumer Disputes Redressal Forum, Dehradun (hereinafter to be referred as the District Commission) in consumer complaint No. 86 of 2016 styled as Sh. Akshay vs. Manager, Oriental Insurance Co. Ltd. and Anr., wherein and whereby the complaint was dismissed.

2. The facts giving rise to the present appeal, in brief, are as such that the complainant obtained an insurance po