STATE CONSUMER DISPUTES REDRESSAL COMMISSION WEST BENGAL FIRST APPEAL NO. SC/19/A/845/2018 The Regional Manager, State Bank of India & Anr. .......Appellant(s)

PRESENT ADDRESS - P.O. & P.S. - Gosaba, Dist. South 24 Pgs., Pin -743 3 The Br. Manager, State Bank of India PRESENT ADDRESS - P.O. & P.S. - Gosaba, Dist. South 24 Pgs., Pin -743 3 Versus Sri Srikanta Ojha .......Respondent(s)

PRESENT ADDRESS - S/o Lt. Ananta Ojha, Vill., P.O. & P.S. - Gosaba, Dist.

BEFORE:

HON'BLE MR. AJEYA MATILAL , JUDICIAL MEMBER HON'BLE MRS. SAMIKSHA BHATTACHARYA , MEMBER FOR THE APPELLANT: Ms. Deblina Lahiri. (Advocate) FOR THE RESPONDENT: Mr. Ratan Ghosh. (Advocate)

DATED: 30/01/2026 ORDER Samiksha Bhattacharya, Member The instant Appeal has been directed by the Appellant/The Regional Manager, State Bank of India and another challenging the Order dated 04.09.2018 in Complaint Case No. CC/52/2018 passed by Ld. DCDRC, South 24 Parganas.

The facts of the case, in brief, are that the Respondent/Complainant ‘ ’

(hereinafter referred to as Complainant) being a marginal and small farmer took an agricultural loan amounting to Rs.10,000/- in the year 2001 from the ‘

SBI, Gosaba Branch/Appellant No.2/OP No. 2 (hereinaf