IN THE DELHI STATE CONSUMER DISPUTES REDRESSAL COMMISSION Date of Institution : 29.01.2020 Date of Reserving the order: 11.11.2024 Date of Decision : 14.02.2025 C No. 65/2020 IN THE MATTER OF Gurbinder Singh Kochhar & Sons, HUF (Through its Karta)

Gurbinder Singh Kochhar, R/o H-37, Vikas Puri, New Delhi-110018 (Through: Mr Neeraj Bansal, Advocate)

..…Complainant VERSUS Indian Overseas Bank, Through its Manager, F-100, Bali Nagar, New Delhi-110015 (Through: Mr Pramod, Advocate)

.....Opposite Party HON’BLE MS. BIMLA KUMARI, PRESIDING MEMBER Present: None for the complainant None for the opposite party HON’BLE MS. BIMLA KUMARI, PRESIDING MEMBER

ORDER

1. By this judgment, I shall dispose of the complaint filed by complainant against the opposite party u/s 17 of Consumer Protection Act 1986 with the following reliefs:-

a) Pass an order directing the Opposite Party to refund the amount of Rs. 9,20,833 /- along with interest @ 12% per annum from 31/03/2018 to the Complainant till the realization of the said amount.

b) Pass an order directing the Opposite Party to pay a sum of Rs.2,00,000/- as damages on account of deficiencies of service and unfair business practice.

c) Pass an order directing t