STATE CONSUMER DISPUTES REDRESSAL COMMISSION UTTARAKHAND, DEHRADUN Date of Admission : 06.02.2018 Date of Final Hearing : 08.05.2025 Date of Pronouncement : 02.06.2025 SC/5/CC/6/2018 M/s D.S.M. (JV)

Through Sh. Dalip Singh Adhikari S/o Sh. Trilok Singh Adhikari R/o Atrangiya Lohaghat, Champawat, Uttarakhand (Through: Sh. Vaibhav Jain, Advocate)

…..Complainant VERSUS

1. National Insurance Company Ltd.

Sadar Bazar, Shahjahanpur – 242001 (UP)

Through its Manager

2. National Insurance Company Ltd.

Regional Office, 56 Rajpur Road, Jai Plaza, Dehradun Through its Chief Regional Manager (Through: Smt. Anjali Gusain, Advocate)

…..Opposite Parties Coram:

Ms. Kumkum Rani, President Mr. C.M. Singh, Member

ORDER

(Per: Ms. Kumkum Rani, President):

This complaint has been filed on behalf of the complainant – M/s D.S.M. (JV) with the request to direct the opposite parties to pay the amount of Rs. 80 Lakhs as loss incurred by the complainant alongwith interest @

24% from the date of loss till payment and Rs. 10 Lakh for mental, physical harassment, loss of business opportunities and financial loss and Rs. 1 Lakh towards legal expenses.

2. According to the complaint, it is stated that the complainant is a join