IN THE DELHI STATE CONSUMER DISPUTES REDRESSAL COMMISSION Date of Institution: 26.04.2024 Date of Hearing: 03.02.2026 Date of Decision: 10.02.2026 FIRST APPEAL NO. 312/2024 IN THE MATTER OF PUNJAB SIND BANK, THROUGH ITS CHAIRMAN, 21, RAJENDRA PLACE, NEW DELHI-110005.

THE BRANCH MANAGER PUNJAB AND SIND BANK, JASPAL KAUR PUBLIC SCHOOL SHALIMAR BAGH, NEW DELHI-110088.

THE BRANCH MANAGER PUNJAB AND SIND BANK, WEST PATEL NAGAR BRANCH, NEW DELHI-110008.

THE BRANCH MANAGER PUNJAB AND SIND BANK, MALKAGANJ BRANCH, DELHI-110007.

(Through: Mr. Rajat Arora, Advocate)

…Appellants VERSUS MR. KAMALJIT SINGH BHATIA, S/O MR. AMRIT SINGH R/O AC-92-C, SHALIMAR BAGH, NEW DELHI-110088.

(Through: Mr. Ashok Kr Choudhary, Advocate)

…Respondent CORAM:

HON’BLE JUSTICE SANGITA DHINGRA SEHGAL (PRESIDENT)

HON’BLE MS. BIMLA KUMARI, MEMBER (FEMALE)

Present: Mr Rajat Arora, Counsel for the Appellants.

Mr. G. S. Chaturvedi, Counsel for the Respondent.

PER: HON’BLE JUSTICE SANGITA DHINGRA SEHGAL, PRESIDENT

JUDGMENT

1. The facts of the case as per the District Commission record are as under:

“1. Vide this order we will be deciding the application of the Opposite Party praying for condonation of delay in filing written statement b