STATE CONSUMER DISPUTES REDRESSAL COMMISSION UTTARAKHAND DEHRADUN Date of Admission: 14.11.2024 Date of Final Hearing: 02.02.2026 Date of Pronouncement: 10.02.2026 SC/5/A/19/2024 United India Insurance Company Limited through its Branch Manager, Branch Office Tehsil Road, Bageshwar, Post Bageshwar Tehsil and District Bageshwar through its Regional Manager Sh. B.M. Bharti Regional Office, Ratan Complex

899/1, 1^st Floor, Hotel Ratan Palace Kaulagarh Road, Dehradun – 248001 (Uttarakhand)

(Through: Sh. J.K. Jain, Advocate)

…… Appellant Versus Sh. Anand Danu S/o Sh. Hayat Singh R/o Saij, Tehsil Road, Bageshwar Post Bageshwar, Tehsil and District Bageshwar (Through: None) …… Respondent Coram:

Ms. Kumkum Rani, President Mr. B.S. Manral, Member

ORDER

(Per: Ms. Kumkum Rani, President):

This appeal under Section 41 of the Consumer Protection Act, 2019 has been directed against the impugned judgment and order dated 24.08.2024 passed by learned District Consumer Disputes Redressal Commission, Bageshwar (hereinafter to be referred as “The District Commission”) in consumer complaint No. 09 of 2018, styled as Sh. Anand Danu Vs. United India Insurance Company Limited, wherein and whereby the consumer c