STATE CONSUMER DISPUTES REDRESSAL COMMISSION, PUNJAB, CHANDIGARH.

Date of institution : 11.03.2025 Reserved on : 03.02.2026 Date of Decision : 13.02.2026 Avtar Singh son of Balwant Singh R/o VPO Toosa, Tehsil Raikot, District Ludhiana, UID No.666812702382, Mob No.9417399293.

….Appellant/Complainant.

Versus

1. The Chairman-cum-Managing Director, New India Assurance Company Limited, (Govt. of India Undertaking), Regd. & Head Office New India Assurance Bldg., 87, M.G. Road, Fort, Mumbai-

400 001.

2. The Regional Manager, New India Assurance Company Limited, (Govt. of India Undertaking), Raikot Branch-361102, Raikot, District Ludhiana-141109.

3. The Branch Manager, New India Assurance Company Limited, (Govt. of India Undertaking), Raikot Branch-361102, Raikot, District Ludhiana-141109.

4. New India Assurance Company Limited, (Govt. of India Undertaking), Regd. & Head Office New India Assurance Bldg, 87, M.G.Road, Fort, Mumbai-400001 through its Competent Authorities.

….…Respondents/Opposite Parties.

First Appeal under Section 41 of the Consumer Protection Act, 2019 against the order dated 16.01.2025 passed by the District Consumer Disputes Redressal Commission, Ludhiana in CC No.434 of 2022.

Quor