M.P.STATE CONSUMER DISPUTES REDRESSAL COMMISSION PLOT NO. 76, ARERA HILLS, BHOPAL (M.P.)

APPEAL NO. 125/2016 Hari Singh S/o Ramlal Deshwali R/o Village Jamonya Ganesh Tahasil Narsinghgarh District Rajgarh (M.P.) ... Appellant VERSUS.

1. Manager Narmada Jhabua Gramin Bank Branch Jhadla Tahasil Narsinghgarh District Rajgarh (M.P.)

2. Manager Agriculture Insurance Company of India Ltd.

Hoshangabad Road Bhopal (M.P.) ... Respondents APPEAL NO. 126/2016 Kashiram (Now deceased)

Through legal heirs:- 1. Smt. Ramkali Bai W/o Late Kashiram

2. Rajnarayan S/o Late Kashiram Both R/o –

R/o Village Jamonya Ganesh Tahasil Narsinghgarh District Rajgarh (M.P.) ... Appellants

VERSUS.

1. Manager Narmada Jhabua Gramin Bank Branch Jhadla Tahasil Narsinghgarh District Rajgarh (M.P.)

2. Manager Agriculture Insurance Company of India Ltd.

Hoshangabad Road Bhopal (M.P.) ... Respondents BEFORE;

HON’BLE JUSTICE SUNITA YADAV, PRESIDENT HON’BLE DR. MONIKA MALIK, MEMBER COUNSEL FOR THE PARTIES:

SHRI NARESEH CHOURASIA, LEARNED COUNSEL FOR COMPLAINANT –

APPELLANT MS. UMA GOLANDAJ, LEARNED COUNSEL FOR RESPONDENT NO.1.

SHRI RAVINDRA TIWARI, LEARNED COUNSEL FOR RESPONDENT NO.2.

O R D E R

( 16.02.2026 )

The following order of the Ben