STATE CONSUMER DISPUTES REDRESSAL COMMISSION, PUNJAB, CHANDIGARH.

Date of institution : 05.03.2025 Reserved on : 09.02.2026 Date of Decision : 19.02.2026 The Regional Manager, Regional Office, National Insurance Co. Ltd., Regional Office PMSBY Claim Hub, SCO 332-334, Sector 34-A, Chandigarh (UT).

….Appellant/Opposite Party No.1.

Versus

1. Rahul @ Rahil s/o Sarwan Singh r/o VPO Adamwal, Tehsil &

District Hoshiarpur (Punjab) 146001. ….…Respondent No.1/Complainant.

2. Manager, State Bank of India, Kanak Mandi Branch, Hoshiarpur

146001.

…….Respondent No.2/Opposite Party No.2.

First Appeal under Section 41 of the Consumer Protection Act, 2019 against the order dated 10.12.2024 passed by the District Consumer Disputes Redressal Commission, Hoshiarpur in CC No.463 of 2022.

Quorum:-

Hon’ble Mrs. Justice Daya Chaudhary, President Ms. Simarjot Kaur, Member

1) Whether Reporters of the Newspapers may be allowed to see the Judgment? Yes/No

2) To be referred to the Reporters or not? Yes/No

3) Whether judgment should be reported in the Digest?

Yes/No Present:-

For the appellant : Sh.G.S.Ahluwalia, Advocate For respondent No.1 : Sh.Kartik Gupta, Advocate For respondent No.2 : None SIMARJOT KAUR, MEMBER :

The Appel