SC/CBL/29/RBT lA/715 to t3ol2025 Date of Flling: 15.04,2025 L8.04.2025, 03.06. 2025, 22.04.202s & 23.04.2025 Date of Dlsposal:25. tt.2025 BEFORE THE KARNATAKA STATE CONSUMER DISPUTES REDRESSAL COM MISSION, KALABURGI CIRCUT BENCH DATED THIS THE 25th DAY OF NOVEMBER 2025 PRESENT HON,BLE MT JUSTICE T G SHIVASHANKARE GOWDA:

PRESIDENT MTS DIVYASHREE M: LADY MEMBER Scl cBt / 29 / RBT / Al Lt5 to 130/2025 A 115 to L3O/2O24 M/s Universal Sompo General Insurance Co Ltd., 3'dFloor,KVVSamrat No.2l7/A,3'd Main Outer Ring Road Kasturinagara Bengaluru-560 043 Also at No.7, 2nd Floor, Shah Complex

9th Main, 5th Block, Jayanagar Bengaluru-560 041 Represented by Ms Nagashree Senior Executive Legal Claims Appellant (By Mr Preetham Jude Correa, Advocate)

(Appellant is same in all the Appeals)

SC/ CBr / 29 / RBT /A/ 1 1 5 to t3o / 2o2s -Versus-

1. AlLrsl2025 Smt Susheelabai W/o Mr Gurappa Chitnalli, At Andola Hobali, Ganwar Village, Jeevargl Taluk, Kalaburagi District-585303 Respondent Notice Served-Absent)

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2. Al L1612fJ25 Smt Sarojini (Deceased)

Represented by Legal Heir Mr Uday,S/o Sarojini At Andola Hobli, Ganwar Village Jeevargi Taluk, Kalabu rag i District-585303 Respondent Notice Served-Absent)

(

3. AlLL712025 Smt Mallamma, W/o Mr Sanganna Hayyala, At Andola Hobli, Ganwar Village, Jeevargi Taluk, Kalaburag i District-585303 Respondent Notice Served-Absent)

(

Al Ltal2025

4, Smt Lakshmibai W/o Mr Siddanna Hayyala At Andola Hobli Ganwar Village, Jeevargi Taluk Kalaburagi District-585303 Respondent ( Notice Served-Absent)

J SC/ CB\|29/RBr / A/ 115 to 73O/2025

5. AltLgl202s Mr Siddalingappa alias Subhash, At Andola Hobli, Chigarahalli Village, Jeevargi Taluk, Kalaburagi District-585303 Respondent Notice Served-Absent)

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6. AtL20/202s Mr Dundappa Hipparagi, S/o Mr Malleshappa, At Andola Hobli, Ganwar Village, Jeevargi Taluk, Kalaburagi District-585303 Respondent

7. Alt2Lt202s Mr Anil Kumar S/o. Mr Saibanna, Madivala, At Andola Hobli, Chigarahalli Grama, Jeevargi Taluk, Kalaburagi District - 585303 Respondent

8. Att2212025 Mr Shankaragowda S/o Mr Sanganagowda Kusunooru, At Andola Hobli, Chigarahalli Grama, Jeevargi Taluk, Kalaburagi District-585303 Respondent

9. AlL23t2025 Mr Vishwaraadhya, S/o Mr Guranna chitnalli, At Andola Hobli, Chigarahalli Grama, Jeevargi Taluk, Kalaburagi District - 585303 Respondent sc/ cBt / 29 / RBT /A/ 1 1 5 to t3o / 2025 to. Alt24l202s Smt Bhagirathi, W/o. Mr Mallanna, At Kamalapur Hobli, Beloor Village, Kamalapur Taluk, Kalaburagi District - 585313 Respondent (By Mr S B Birajdar, Advocate)

LL. AlLzs12025 Mr Hanumantharaya, S/o Mr Thamanna, At Kamalapur Hobli, Beloor Village, Kamalapur Taluk, Kalaburagi District-585313 Respondent (By Mr S B Birajdar, Advocate)

L2.At126/202s Mr Shivaputra, S/o Mr Chandrappa Shetgond, At Mahagaon Hobli, Jeevanagl Grama, Jeevanagi Vlllage, Kamalapur Taluk, Kalaburagi District - 585313 Respondent (By Mr S B Birajdar, Advocate)

L3. AtL27 t2025 Mr. Ramesh, S/o. Mr Nageshappa Biradar, At Kamalapur Hobli, Beloor Village, Kamalapur Taluk, Kalaburagi District-585313 Respondent (By Mr S B Birajdar, Advocate)

t4. AtL28t202s Mr Kalyankumar, S/o Mr Rajashekar Patil.

At Kamalapur Hobli, Beloor Village, Kamalapur Taluk, Kalaburagi District-585313 Respondent (By Mr S B Birajdar, Advocate)

sC/cBt/29/RBT/A/r 1s to r3o/202s

1.5. A1t2912025 Mr. Ashok, S/o, Mr Ramachandra Rao Kulkarni At Nimbarga Hobli, Bhusnoor Village, Aland Taluk, Kalaburagi District-585213 Respondent (By Mr Dataraj M Kulkarni, Advocate)

16. A1L3lJ12025 Mr Ashok, S/o Mr Ramachandra Rao Kulkarni At Nimbarga Hobli, Bhusnoor Village, Aland Taluk, District-585213 Kalaburagi Respondent (By Mr Dataraj M Kulkarni, Advocate)

: ORAL COMMON ORDER:

PER: Mr JUSTICE T G SHMSHANKARE GOWDA:

PRESIDENT These Appeals are filed U/S 4t of Consumer Protection Act, 2019 by the Opposite Party (in shoft OP) challenging the Order dated 04.06.2025 ^passed in CC No.131 to 144/2023, 158 & L59/2023 respectively ^passed by the District Consumer Disputes Redressal Commission, Ballary (in short, the