ADDITIONAL BENCH STATE CONSUMER DISPUTES REDRESSAL COMMISSION, PUNJAB, DAKSHIN MARG, SECTOR – 37A, CHANDIGARH.

Date of Institution: 21.11.2022 Reserved on : 09.12.2025 Decided on : 16.12.2025 Som Nath @ Kapil aged about 45 years s/o Sh. Chanan Ram, R/o H.No.10228, Street No.1 Indra Colony, Rahon Road, Bharat Nagar Chowk, Ludhiana, District Ludhiana. Adhaar Card No.9897 0407 9675 &

mobile No.9417312104 .….Appellant/Complainant Versus

1. Satguru Partap Hospital, SJS Healthcare Ltd., Sherpur Chowk, G.T.Road, Ludhiana-141003, (Pb). Through its Managing Committee.

2. Dr. Davinder Pal Singh Senior Consultant Department of Neuro Surgery, Satguru Partap Hospital, SJS healthcare Ltd., Sherpur Chowk, G.T.Road, Ludhiana- 141003, (Pb).

3. The United India Insurance Company Ltd. 42-C, 3^rd Floor, Moolchand, Commercial Complex, New Delhi-110024.

4. The New India Assurance Company Ltd., 29-Atam Nagar, Dugri Road, Ludhiana.

.....Respondents/Opposite parties First Appeal under Section 41 of the Consumer Protection Act, 2019 against order dated 06.09.2022 passed by District Consumer Disputes Redressal Commission, Kapurthala, Camp Court at Ludhiana in RBT/CC/541/2016 Quorum:-

Mr. H.P.S. Mahal, Presiding Judic