STATE CONSUMER DISPUTES REDRESSAL COMMISSION UTTARAKHAND DEHRADUN Date of Admission: 02.01.2023 Date of Final Hearing: 02.02.2026 Date of Pronouncement: 28.02.2026 SC/5/A/290/2022 Sh. Umesh Kumar Pahwa S/o late Som Nath Pahwa R/o House No. 8/36, Har Milap Sadan Near Satya Narayan Temple, Bhola Nath Garden Kaladhungi Road, Haldwani District Nainital, Uttarakhand – 263139 (Through: In Person)

…… Appellant Versus

1. The Chairman, Uttarakhand Gramin Bank Head Office, 18, New Road Dehradun, Uttarakhand – 248001

2. Regional Manager, Uttarakhand Gramin Bank Regional Office – 4, Nainital Road Haldwani, District Nainital, Uttarakhand – 263139 3. Branch Manager, Uttarakhand Gramin Bank Branch – Devalchaur (Near Transport Nagar Chauraha)

Haldwani, District Nainital, Uttarakhand – 263139

4. Sh. Hari Ram Arya (the then Branch Manager) S/o Sh. Tila Ram C/o Uttarakhand Gramin Bank Regional Office – 4, Nainital Road Haldwani, District Nainital, Uttarakhand – 263139

5. Smt. Munni Arya (the then Manager) W/o Sh. Narendra Ram C/o Uttarakhand Gramin Bank Regional Office – 4, Nainital Road Haldwani, District Nainital, Uttarakhand – 263139 (Through: Sh. Ravinder Singh, Advocate)

…… Respondents Coram:

Ms. Kumkum