AFR / NAFR CHHATTISGARH STATE CONSUMER DISPUTES REDRESSAL COMMISSION PANDRI, RAIPUR Date of Institution: 10/07/2025 Date of Final Hearing: 06/02/2026 Date of Pronouncement: 06/03/2026 APPEAL No.- SC/22/FA/366/2025 IN THE MATTER OF :

National Insurance Company Ltd., Through: Divisional Manager, Add.: Aakashganga, Supela, Bhilai, Tah. & Dist. Durg (C.G.) – 490 023 … Opposite Party/ Appellant Through: Shri P.K. Paul, Advocate Vs.

Vimal Sahu, S/o Shri Narayan Singh Sahu, R/o. Subhash Nagar, Nandani Road, Power House Bhilai, Tah. & Dist. Durg (C.G.) … Complainant/ Respondent Through: Smt. Rekha Ojha, Advocate CORAM: -

HON’BLE SHRI JUSTICE GAUTAM CHOURDIYA, PRESIDENT HON’BLE SHRI PRAMOD KUMAR VARMA, MEMBER PRESENT: -

Shri P.K. Paul, Advocate for the appellant.

Smt. Rekha Ojha, Advocate for the respondent.

O RD E R

PER: - JUSTICE GAUTAM CHOURDIYA, PRESIDENT This appeal, under Section 41 of the Consumer Protection Act 2019 (hereinafter called “the Act” for short), is preferred against order dated 06.06.2025 passed by District Consumer Disputes Redressal Commission, Durg (CG) (hereinafter called “District Commission” for short) in Complaint Case No.CC/2020/175 whereby the complaint was partly all