AFR / NAFR CHHATTISGARH STATE CONSUMER DISPUTES REDRESSAL COMMISSION PANDRI, RAIPUR Date of Institution: 18/02/2025 Date of Final Hearing: 06/02/2026 Date of Pronouncement: 06/03/2026 APPEAL No.- SC/22/FA/85/2025 IN THE MATTER OF :

United India Insurance Co. Ltd., Branch Manager, Anupama Chowk, Jagdalpur, Dist. Bastar (C.G.) – 494 001 … Opposite Party/ Appellant Through: Shri P.K. Paul, Advocate Vs.

Jagdalpur Motors, Proprietor Shri Neeraj Sharma, S/o. Shri Ghanshyam Sharma, Add.: N.H.-16, Pandaripani, Gidam Road, Jagdalpur, Through: General Power of Attorney Shri Ashish Shrivastava, S/o. Late Shri J.P. Shrivastava, R/o. Pandaripani, Jagdalpur, Dist. Bastar (C.G.) – 494 001 … Complainant/ Respondent Through: Shri Jaimesh Chawda, Advocate CORAM: -

HON’BLE SHRI JUSTICE GAUTAM CHOURDIYA, PRESIDENT HON’BLE SHRI PRAMOD KUMAR VARMA, MEMBER PRESENT: -

Shri P.K. Paul, Advocate for the appellant.

Proceeded ex-parte against the respondent vide order dated 05.01.2026, However, on the date of final hearing Adv. Mr. Jaimesh Chawda was permitted to take part in the proceeding on behalf of the respondent.

O RD E R

PER: - JUSTICE GAUTAM CHOURDIYA, PRESIDENT This appeal, under Section 41 of the Consumer