STATE CONSUMER DISPUTES REDRESSAL COMMISSION, PUNJAB, CHANDIGARH.

Date of institution : 03.05.2024 Reserved on : 10.02.2026 Date of Decision : 12.03.2026 United India Insurance Co. Ltd., Divisional Office: SCO 72, Phase IX, Mohali through its Divisional Office i.e. United Insurance Company, Legal Department, 108, Surya Towers, 3^rd Floor, Mall Road, Ludhiana -141001 through Lipi Moitra, Deputy Manager, United India Insurance Company Limited.

….Appellant/Opposite Party No.4.

Versus

1. Balwinder Singh son of Kaka Singh R/o Village Kheri, Tehsil and District Sangrur.

….…Respondent No.1/Complainant

2. The Kheri Multi Purpose Co-operative Agriculture Service Society (MPCASS) Ltd., Village Kheri, Tehsil and District Sangrur through its Secretary-148001.

3. Manager, MD India Health Care Services (TPA) Pvt. Ltd., Regional Office, D-38, Max-pro Info Park, First Floor, Phase-I, Industrial Area, Mohali -160056.

4. Bhai Ghanahyia Trust through Deputy Registrar, Co-operative Societies, Punjab Gill Road, Kartar Singh Sarabha Market, New Kartar Nagar, Ludhiana -141001.

…….Respondents No.2,3&4/OPs No.1,2&3.

First Appeal under Section 41 of the Consumer Protection Act, 2019 against the order dated 11.12.2023