STATE CONSUMER DISPUTES REDRESSAL COMMISSION UTTARAKHAND DEHRADUN Date of Admission: 09.08.2023 Date of Final Hearing: 24.03.2026 Date of Pronouncement: 01.04.2026 SC/5/A/90/2023 Bajaj Allianz General Insurance Company Limited Office at Block No. 04, 7^th Floor DLF Towers, 15, Shivaji Marg New Delhi – 110015 through its Senior Executive (Through: Sh. Rahul Gupta, Advocate)

…… Appellant Versus

1. Sh. Vinod Singh Rawat S/o Sh. Bhopal Singh Rawat R/o M.I.C. Road., Pauri Garhwal (Through: Sh. Kishore Kumar, Advocate)

2. IDBI Bank Limited Branch Pauri Garhwal Service through its Branch Manager (Through: Sh. R.S. Bajwa, Advocate)

…… Respondents Coram:

Ms. Kumkum Rani, President Mr. B.S. Manral, Member

ORDER

(Per: Ms. Kumkum Rani, President):

This appeal under Section 41 of the Consumer Protection Act, 2019 has been directed against the impugned judgment and order dated 25.05.2023 passed by learned District Consumer Disputes Redressal Commission, Pauri Garhwal (hereinafter to be referred as “The District Commission”) in consumer complaint No. 23 of 2019, styled as Sh. Vinod Singh Rawat Vs. Bajaj Allianz General Insurance Company Limited and another, wherein and whereby the consumer complaint was