ADDITIONAL BENCH STATE CONSUMER DISPUTES REDRESSAL COMMISSION, PUNJAB,DAKSHIN MARG, SECTOR-37A, CHANDIGARH.

Date of Institution: 05.12.2022 Reserved on : 20.02.2026 Date of Decision : 09.03.2026

1. Kotak Mahindra Life Insurance Company Limited, Y.P. Tower, Gurdaspur through its Branch Manager.

2. Kotak Mahindra Life Insurance Company Limited, 2^nd Floor Plot No.H C-12, G Block B.K.C. Bandra (E) Mumbai-400 051.

.….Appellants/Opposite Parties Versus Usha Rani widow of Deepak Kumar, resident of Mirpur, Dadiala, Tehsil Batala, District Gurdaspur ……Respondent/Complainant First Appeal under Section 41 of the Consumer Protection Act, 2019 against order dated 19.09.2022 passed by District Consumer Disputes Redressal Commission, Hoshiarpur in RBT/CC/171/2018 Quorum:-

Mrs. Kiran Sibal, Presiding Member Mr. Vishav Kant Garg, Member Argued by:-

For the appellants : Sh. K.S. Cheema, Advocate For respondent : Sh. Inderdeep Singh, Advocate ……………………………………………………………………….

KIRAN SIBAL, PRESIDING MEMBER M.A.No.1634 of 2022 (Additional Evidence)

This application has been filed by the appellants for placing on record certain documents i.e. affidavit of investigator, admission sheet dated 16.08.2012, patient histo