ADDITIONAL BENCH STATE CONSUMER DISPUTES REDRESSAL COMMISSION, PUNJAB, DAKSIN MARG, SECTOR 37-A, CHANDIGARH.

Date of institution : 21.11.2022 Reserved on : 26.02.2026 Date of decision : 13.03.2026

1. SBI General Insurance Company Limited, ‘Natraj’ 101, 201 and

301, Junction of Western Express Highway, Andheri-Kurla Road, Andheri-(East), Mumbai-400069 through its Manager/Chief Manager/Authorized Signatory/Person over all Incharge.

Through their authorized signatory, Nishant Gera, Assistant Manager (Legal), Zonal Office, 46, 3^rd Floor, Karol Bagh, Pusa Road, Opp. Metro Pillar No.129, New Delhi-110005.

…..Appellant/Opposite Party No.1 Versus

1. Kuldip Singh son of S. Gulzar Singh aged about 34 years resident of 122, 40 Khooh, Near Jaura Phatak, Rasoolpur Rohi, Amritsar.

……Respondent No.1/complainant

2. BVG India Limited, 106, 1^st Floor, Mercantile House, 15, Kasturba Gandhi Marg, New Delhi-110001 through its Director/Managing Director/Partner/Prop./Authorized Signatory/Person over all Incharge.

3. BVG India Limited, having its local office at Golden Temple Plaza Golden Temple Entrance, Near Jauraghar, Amritsar through its Branch Manager/Manager, Director/Managing Director/Partner/

Propritor/Aut