AFR / NAFR CHHATTISGARH STATE CONSUMER DISPUTES REDRESSAL COMMISSION PANDRI, RAIPUR Date of Institution: 01/05/2025 Date of Final Hearing: 26/02/2026 Date of Pronouncement: 25/03/2026 APPEAL No.- SC/22/FA/255/2025 IN THE MATTER OF :

1. Regional Manager, Agriculture Insurance Company of India Limited, Regional Office, Jeevan Prakash, Jeevan Beema Marg, Pandri, Raipur, Dist. Raipur (C.G.) … Opposite Party No.1/ Appellant No.1

2. District Manager, Agriculture Insurance Company of India Limited, Shri Ravindranath Yadav, District Manager, Office: District Director, Agriculture & Secretary, , District Level Paryavekshan Samiti (PMFBY), Dist. Raigarh (C.G.) … Opposite Party No.2/ Appellant No.2 Both through: Shri Shobhit Mishra, Advocate Vs.

Puniram Patel, S/o. Shri Barat Ram Patel, Aged 60 years, R/o. Ward No.12, Deogaon, Raigarh, Tah. & Dist. Raigarh (C.G.) … Complainant/ Respondent Through: Smt. Manju Nayak, Advocate CORAM: -

HON’BLE SHRI JUSTICE GAUTAM CHOURDIYA, PRESIDENT HON’BLE SHRI PRAMOD KUMAR VARMA, MEMBER PRESENT: -

Shri Shobhit Mishra, Advocate for the appellants. Smt. Manju Nayak, Advocate for the respondent.

O RD E R

PER: - JUSTICE GAUTAM CHOURDIYA, PRESIDENT This appeal, under Se