IN THE DELHI STATE CONSUMER DISPUTES REDRESSAL COMMISSION Date of Institution: 25.07.2023 Date of hearing: 02.02.2026 Date of Decision: 09.04.2026 FIRST APPEAL NO. 356/2023 IN THE MATTER OF RELIGARE HEALTH INSURANCE CO. LTD., (NOW CARE HEALTH INSURANCE LTD.)

D-3 P3B DISTRICT CENTRE, SAKET, NEW DELHI – 110017.

ALSO AT:

VIPUL TECH SQUARE, TOWER C, 3^RD FLOOR, GOLF COURSE ROAD, SECTOR – 43, GURUGRAM – 122009 (HARYANA).

(Through: Mr. Pankaj Seth, Advocate)

…Appellant VERSUS MR. SUBHASH CHAND GUPTA, S/O LATE MR. MAM CHAND GUPTA, R/O H. NO. 1/7 GALI NO.5, VISHWASH NAGAR, SHAHDARA, DELHI – 110032.

(Through: Sanjeev Kedwal & Associates)

…Respondent CORAM:

HON’BLE JUSTICE SANGITA DHINGRA SEHGAL (PRESIDENT)

HON’BLE BIMLA KUMARI, MEMBER (FEMALE)

Present: Ms. Vijay Laxmi, proxy counsel for the Mr. Pankaj Seth, Counsel for the appellant.

None for the respondent.

PER: HON’BLE JUSTICE SANGITA DHINGRA SEHGAL, PRESIDENT

JUDGMENT

1. The facts of the case as per the District Commission record are as under:

“1. The complainant has filed the present complaint praying for Rs.3,00,000/- towards cost of treatment and medicines spent in Max Hospital for the treatment of his wife and on account of physical and mental tort