STATE CONSUMER DISPUTES REDRESSAL COMMISSION, PUNJAB, CHANDIGARH.

Date of institution : 02.06.2025 Reserved On : 16.03.2026 Date of decision : 21.04.2026 Manish Kaur (wrongly mentioned as Manisha Kaur) wife of Lakhwinder Singh son of Bahal Singh, Resident of House No.11283/9, Guru Nanak Dev Nagar, Ludhiana, District Ludhiana.

….Appellant/Complainant Versus

1. Bharti Axa Life Insurance Company Ltd., having its Registered Office Unit No.1904, 19th Floor, Parinee Crescenzo G Block, Bandra Kurla Complex, BKC Road, Behind MCA Ground, Bandra East Mumbai-400051, Maharashtra through its Managing Director.

2. Bharti Axa Life Insurance Company Ltd., above Vijay Bank, Mall Road, near Aggarsain Chowk, Ferozepur City, through its Branch Manager-152002.

….Respondents/Opposite Parties First Appeal under Section 41 of the Consumer Protection Act, 2019 against the order dated 01.04.2025 passed by the District Consumer Disputes Redressal Commission, Ferozepur.

Quorum:-

Hon’ble Mrs. Justice Daya Chaudhary, President Ms. Simarjot Kaur, Member Mr. Vishav Kant Garg, Member

1) Whether Reporters of the Newspapers may be allowed to see the Judgment? Yes/No

2) To be referred to the Reporters or not? Yes/No

3) Whether