STATE CONSUMER DISPUTES REDRESSAL COMMISSION UTTARAKHAND DEHRADUN Date of Admission: 10.09.2021 Date of Final Hearing: 07.04.2026 Date of Pronouncement: 21.04.2026 SC/5/A/125/2021 Sh. Sukesh P. Bhave, Deputy Vice President Claim Health Corporate, SBI Life Insurance Company Limited Corporate and Registered Office at “Natraj”, 101, 201 & 301 Junction of Western Express Highway & Andheri – Kurla Road Andheri (East), Mumbai – 400 069 through its Authorised Signatory SBI General Insurance Company Limited

46, 3^rd Floor, Karol Bagh, Pusa Road Opposite Metro Pillar No. 129, New Delhi – 110 005 (Through: Sh. Suresh Gautam, Advocate)

…… Appellant Versus

1. Smt. Krishna Bahuguna W/o late Anand Swaroop Bahuguna Present Address – Junior Clerk, Tehsil Premises Rudraprayag, Tehsil and District Rudraprayag (Uttarakhand)

(Through: Sh. Uttam Singh Pursora, Advocate)

2. Branch Manager, State Bank of India Rudraprayag (Uttarakhand)

(Through: Sh. Alok Ghildiyal, Advocate)

…… Respondents Coram:

Ms. Kumkum Rani, President Mr. B.S. Manral, Member

ORDER

(Per: Ms. Kumkum Rani, President):

This appeal has been directed against the impugned judgment and order dated 24.02.2021 passed by learned District Consumer Dispute