H. P. STATE CONSUMER DISPUTES REDRESSAL COMMISSION SHIMLA.

First Appeal No.: SC/2/FA/141/2025 Date of Presentation: 04.06.2025 Order reserved on: 01.04.2026 Date of Decision: 28.04.2026 ……………………………………………………………………… 1. Smt. Bimla wife of Late Sh. Maan Singh R/o P.O. Halog Dhami, Khel Ka Chaura, Shimla, H.P.

2. Ms. Manju daughter of Late Sh. Maan Singh R/o P.O.

Halog Dhami, Khel Ka Chaura, Shimla, H.P.

3. Raj Kumar son of Late Sh. Maan Singh R/o P.O. Halog Dhami, Khel Ka Chaura, Shimla, H.P.

..…..Appellants/Complainants.

Versus

1. IFFCO-TOKIO General Insurance Co. Ltd. Registered Office Sadan CI, District Centre, Saket, New Delhi through its Managing Director.

2. IFFCO-TOKIO General Insurance Co. Ltd. Savitri Bhawan, Ground Floor, Khalini, Shimla, through its Branch Manager.

..….Respondents/Opposite Parties.

………………………………………………………………………

Coram Hon’ble Mr. Justice Inder Singh Mehta, President Hon’ble Ms. Yogita Dutta, Member.

Whether approved for reporting? Yes.

1 Whether Reporters of the local papers may be allowed to see the order?

For the Appellants: Ms. Kiran Sharma, Advocate vice Mr.

Arvind Sharma, Advocate.

For Respondents: Mr. Virender Sharma, Advocate.

………………………………………………………………………

Justice Inder Sin