Date of filing: 30.06.2025 Date of Disposal: 27.03.2026 BEFORE THE KARNATAKA STATE CONSUMR DISPUTES REDRESSAL COMMISSION, BENGALURU (PRINCIPAL BENCH)

DATED: 27th DAY OF MARCH 2026 CORAM: HON'BLE Mr. JUSTICE T.G. SHMSHANKARE GOWDA - PRESIDENT and HON'BLE Mrs. DMASHREE M - LADY MEMBER sct29tFAl72Lt2025 BETWEEN:

1. I,I/S HDFC BANK LIMITED, 1ST FLOoR, MYTHRI ARCADE, KANTHARA]EURS ROAD, SARASWATHIPURAM, MYSORE-571313.

REP. BY ITS AUTHORISED SIGNATORY, MS.ANNA FEBRNIA RAYMOND.

2. MIS HDFC BANK LIMITED, CHAMARA]ANAGAR BRANCH, OPP TO JSS WOMEN COLLEGE, CHAMARA]ANAGAR.57 1 3 1 3.

REP. BY ITS AUTHORISED SIGNATORY, MS.ANNA FEBRONIA RAYMOND. APPELLANT/S ( BY SRI. B.C.AVTNASH, ADV.)

AND:

SRI.NAGESH K.M., S/O MAHADEVAPPA K, AGED ABOUT 51 YEARS, KADAHALLI VILI-AGE, MADAURA POST, CHAMARA] NAGAR-57 1 3 1 1 3. RESPONDENTS/S (BY SRI.P.MAHESHA, ADV.)

ORAL ORDER (PER: HON'BLE Mr. JUSTICE T.G. SHMSHANKARE GOWDA, PRESIDENT)

This Appeal is fited UlS 4t of the Consumer Protection Act, 2019 (in short Cp Act) by the appellants chailenging the order dated t7.04,2025 passed in CC/02/2024 on the file of District Consumer Disputes Redressal Commission, Chamarajanagara (in short the District Commission).

2.

The Appellants w