IN THE DELHI STATE CONSUMER DISPUTES REDRESSAL COMMISSION Date of Institution: 05.04.2024 Date of Hearing: 16.12.2025 Date of Decision: 30.04.2026 FIRST APPEAL NO.- 241/2024 IN THE MATTER OF BAJAJ ALLIANZ GENERAL INSURANCE CO. LTD th

12 FLOOR, GOPALDAS BHAWAN

28 BARAKHAMBA ROAD, CONNAUGHT PLACE NEW DELHI-110001 (Through: Mr. Amit Kumar Maihan, Advocate)

…Appellant VERSUS MR. ASHOK WZ-17A, BALMIKI VIHAR, PALAM VILLAGE, SOUTH WEST DELHI-110045 (Through: Mr. Shripal, Advocate)

…Respondent CORAM:

HON’BLE JUSTICE SANGITA DHINGRA SEHGAL (PRESIDENT)

HON’BLE MS. BIMLA KUMARI, MEMBER (FEMALE)

Present: Ms. Binny Sethi, Counsel for the appellant Mr. Shripal, Counsel for the respondent PER :HON’BLE JUSTICE SANGITA DHINGRA SEHGAL, PRESIDENT JUDGMENT

1. The facts of the case as per the District Commission record are as under:

“2. Briefly stated the facts of the case are that the complainant Mr. Ashok had taken a on line health insurance policy bearing no. OG-22-1101-8441-00001818 dated 30.12.2021 from opposite party. It is further stated that said policy was valid from 30.12.2021 to 29.12.2022 for the sum insured of Rs.3,00,000/- (Rupees Three Lakh Only).

3. Complainant got admitted in the Mahavir Multisp