IN THE DELHI STATE CONSUMER DISPUTES REDRESSAL COMMISSION Date of Institution: 15.04.2024 Date of hearing: 16.12.2025 Date of Decision: 30.04.2026 FIRST APPEAL 274/2024 IN THE MATTER OF BAJAJ ALLIANZ GENERAL IN.CO.LTD., TH

7 FLOOR, DLF TOWER 15 SHIVAJI MARG NEW DELHI-110001 (Through: Mr. Amit Kumar Maihan, Advocate)

…. Appellant VERSUS MRS.MENKA, 83,HARI VIHAR KAKROLA NEW DELHI-110078 (Through: Mr. Shripal, Advocate)

…Respondent CORAM:

HON’BLE JUSTICE SANGITA DHINGRA SEHGAL (PRESIDENT)

HON’BLE MS. BIMLA KUMARI, MEMBER (FEMALE)

Present: Ms. Binny Sethi, Counsel for the appellant Mr. Shripal, Counsel for the respondent PER :HON’BLE JUSTICE SANGITA DHINGRA SEHGAL, PRESIDENT JUDGMENT

1. The facts of the case as per the District Commission record are as under:

“2. Briefly stated the facts of the case are that the complainant had taken a on line health insurance policy bearing No. OG-23-1101-8441-00000078 on 20.04.2022 from opposite party. The said policy was valid from 20.04.2022 to 19.04.2023 for the sum insured of Rs.

10,00,000/- (Rupees Ten Lakh).

3. The son of complainant Subham got admitted in the New Life Multispecialty Hospital for treatment on 17.06.2022 at 10:50 am and remained hospitali