IN THE DELHI STATE CONSUMER DISPUTES REDRESSAL COMMISSION Date of Institution: 13.11.2024 Date of Hearing: 16.12.2025 Date of Decision: 30.04.2026 FIRST APPEAL NO. 755/2024 IN THE MATTER OF BAJAJ ALLIANZ GENERAL INSURANCE COMPANY LTD., TH BLOCK NO. 4, 7 FLOOR, DLF TOWER, 15, SHIVAJI MARG, NEW DELHI-110081.

(Through: Mr. Amit Kumar Maihan, Advocate)

…Appellant VERSUS SH. ASHWANI SINGH AZAD, WZ-153/A, FIRST FLOOR, MANDIR WALI GALI, OPPOSITE DEV PROPERTY, SHADIPUR VILLAGE, NEW DELHI.

(Through: Mr. Shripal, Advocate)

…Respondent CORAM:

HON’BLE JUSTICE SANGITA DHINGRA SEHGAL (PRESIDENT)

HON’BLE MS. BIMLA KUMARI, MEMBER (FEMALE)

Present: Ms. Binny Sethi, counsel for the Appellant.

Mr. Shripal, counsel for the Respondent PER: HON’BLE JUSTICE SANGITA DHINGRA SEHGAL,PRESIDENT

JUDGMENT

1. The facts of the case as per District Commission record are as under:

“2. Briefly stated the facts of the case are that the complainant had taken a on line health insurance policy bearing no. OG- 22-1101-8441-00001362 dated 28.10.2021 from OP. The said policy was valid from 28.10.2021 to 27.10.2022 for the sum insured of Rs.3,00,000/- (Rupees Three Lakh Only).

3. Complainant was hospitalized in the Mahavir Multispecia