ORDER

M. P. STATE CONSUMER DISPUTES REDRESSAL COMMISSION, BHOPAL

PLOT NO.76, ARERA HILLS, BHOPAL

FIRST APPEAL NO. 1881 OF 2024

(Arising out of order dated 22.12.2023 passed in C.C.No.126/2019 by the District Commission, Dewas)

MANAGER,

ICICI LOMBARD GENERAL INSURANCE

COMPANY LIMITED,

COMMERCE HOUSE, SECOND FLOOR,

201/212, 7, RACE COURSE ROAD,

INDORE (M.P.) … APPELLANT.

Versus

1. NEERAJ ALIAS NILESH S/O DARIYAV,

R/O VILLAGE-POLAY, TEHSIL-BAGLI,

DISTRICT-DEWAS (M.P.)

2. MANAGER,

NARMADA MALWA GRAMIN BANK,

CHAPDA, TEHSIL-BAGLI,

DISTRICT-DEWAS (M.P.) … RESPONDENTS.

FIRST APPEAL NO. 1882 OF 2024

(Arising out of order dated 19.01.2024 passed in C.C.No.127/2019 by the District Commission, Dewas)

MANAGER,

ICICI LOMBARD GENERAL INSURANCE

COMPANY LIMITED,

COMMERCE HOUSE, SECOND FLOOR,

201/212, 7, RACE COURSE ROAD,

INDORE (M.P.) … APPELLANT.

Versus

1. RAJESH YADAV S/O DARIYAV,

R/O VILLAGE-POLAY, TEHSIL-BAGLI,

DISTRICT-DEWAS (M.P.)

2. MANAGER,

NARMADA MALWA GRAMIN BANK,

CHAPDA, TEHSIL-BAGLI,

DISTRICT-DEWAS (M.P.) … RESPONDENTS.

FIRST APPEAL NO. 1883 OF 2024

(Arising out of order dated 22.12.2023 passed in C.C.No.128/2019 by the District Commission, Dewas)

MANAGER,

ICICI LOMBARD GENERAL INSURANCE

COMPANY LIMITED,

COMMERCE HOUSE, SECOND FLOOR,

201/212, 7, RACE COURSE ROAD,

INDORE (M.P.) … APPELLANT.

Versus

1. HEERALAL S/O MOOLCHAND,

R/O VILLAGE-POLAY, TEHSIL-BAGLI,

DISTRICT-DEWAS (M.P.)

2. MANAGER,

NARMADA MALWA GRAMIN BANK,

CHAPDA, TEHSIL-BAGLI,

DISTRICT-DEWAS (M.P.) … RESPONDENTS.

FIRST APPEAL NO. 1884 OF 2024

(Arising out of order dated 19.01.2024 passed in C.C.No.129/2019 by the District Commission, Dewas)

MANAGER,

ICICI LOMBARD GENERAL INSURANCE

COMPANY LIMITED,

COMMERCE HOUSE, SECOND FLOOR,

201/212, 7, RACE COURSE ROAD,

INDORE (M.P.) … APPELLANT.

Versus

1. OM PRAKASH YADAV S/O MOOLCHANDRA YADAV,

R/O VILLAGE-POLAY, TEHSIL-BAGLI,

DISTRICT-DEWAS (M.P.)

2. MANAGER,

NARMADA MALWA GRAMIN BANK,

CHAPDA, TEHSIL-BAGLI,

DISTRICT-DEWAS (M.P.) … RESPONDENTS.

FIRST APPEAL NO. 1889 OF 2024

(Arising out of order dated 22.12.2023 passed in C.C.No.492/2020 by the District Commission, Dewas)

MANAGER,

ICICI LOMBARD GENERAL INSURANCE

COMPANY LIMITED,

COMMERCE HOUSE, SECOND FLOOR,

201/212, 7, RACE COURSE ROAD,

INDORE (M.P.) … APPELLANT.

Versus

1. MEHARBAN SINGH S/O NARWAR SINGH SENDHAV,

R/O VILLAGE-BAMANKHEDI, TEHSIL-BAGLI,

DISTRICT-DEWAS (M.P.)

2. MANAGER,

NARMADA MALWA GRAMIN BANK,

CHAPDA, TEHSIL-BAGLI,

DISTRICT-DEWAS (M.P.) … RESPONDENTS.

FIRST APPEAL NO. 1891 OF 2024

(Arising out of order dated 19.01.24 passed in C.C.No.43/2021 by the District Commission, Dewas)

MANAGER,

ICICI LOMBARD GENERAL INSURANCE

COMPANY LIMITED,

COMMERCE HOUSE, SECOND FLOOR,

201/212, 7, RACE COURSE ROAD,

INDORE (M.P.) … APPELLANT.

Versus

1. JITENDRA S/O MOOLCHANDRA,

R/O VILLAGE-POLAY, TEHSIL-BAGLI,

DISTRICT-DEWAS (M.P.)

2. MANAGER,

NARMADA MALWA GRAMIN BANK,

CHAPDA, TEHSIL-BAGLI,

DISTRICT-DEWAS (M.P.) … RESPONDENTS.

FIRST APPEAL NO. 1892 OF 2024

(Arising out of order dated 19.01.2024 passed in C.C.No.53/2021 by the District Commission, Dewas)

MANAGER,

ICICI LOMBARD GENERAL INSURANCE

COMPANY LIMITED,

COMMERCE HOUSE, SECOND FLOOR,

201/212, 7, RACE COURSE ROAD,

INDORE (M.P.) … APPELLANT.

Versus

1. HAZARILAL S/O DHANNA,

R/O VILLAGE-POLAY, TEHSIL-BAGLI,

DISTRICT-DEWAS (M.P.)

2. MANAGER,

NARMADA MALWA GRAMIN BANK,

CHAPDA, TEHSIL-BAGLI,

DISTRICT-DEWAS (M.P.) … RESPONDENTS.

FIRST APPEAL NO. 1894 OF 2024

(Arising out of order dated 19.01.2024 passed in C.C.No.57/2021 by the District Commission, Dewas)

MANAGER,

ICICI LOMBARD GENERAL INSURANCE

COMPANY LIMITED,

COMMERCE HOUSE, SECOND FLOOR,

201/212, 7, RACE COURSE ROAD,

INDORE (M.P.) … APPELLANT.

Versus

1. ASHOK S/O RAMESHCHANDRA,

R/O VILLAGE-POLAY, TEHSIL-BAGLI,

DISTRICT-DEWAS (M.P.)

2. MANAGER,

NARMADA MALWA GRAMIN BANK,

CHAPDA, TEHSIL-BAGLI,

DISTRICT-DEWAS (M.P.) … RESPONDENTS.

BEFORE :

HON’BLE JUSTICE SUNITA YADAV : PRESIDENT

HON’BLE DR. MONIKA MALIK : MEMBER

COUNSEL FOR PARTIES :

None for the complainant/respondent no.1.

None for the opposite party no.1/respondent no.2-bank.

Shri Amit Tiwari, learned counsel for the opposite party no.2/appellant-insur