STATE CONSUMER DISPUTES REDRESSAL COMMISSION MADHYA PRADESH FIRST APPEAL NO. SC/23/A/24/1883 MANAGER, ICICI LOMBARD GENERAL INSURANCE CO. LTD PRESENT ADDRESS - COMMERCE HOUSE, 2ND FLOOR, 201/ 212 BUILDING NO.7, RACE COURSE RD,MADHYA PRADESH.

.......Appellant(s)

Versus HIRALAL S/O MOOLCHAND PRESENT ADDRESS - VILLAGE POLAY, TEHSIL BAGLI,MADHYA PRADESH.

MANAGER, NARMADA MALWA GRAMIN BANK PRESENT ADDRESS - CHAPDA, TEHSIL BAGLI,MADHYA PRADESH.

.......Respondent(s)

BEFORE:

HON'BLE MRS. JUSTICE SUNITA YADAV , PRESIDENT HON'BLE MRS. DR. MONIKA MALIK , MEMBER FOR THE APPELLANT:

MANAGER, ICICI LOMBARD GENERAL INSURANCE CO. LTD FOR THE RESPONDENT:

HIRALAL S/O MOOLCHAND DATED: 05/03/2026

ORDER

M. P. STATE CONSUMER DISPUTES REDRESSAL COMMISSION, BHOPAL PLOT NO.76, ARERA HILLS, BHOPAL FIRST APPEAL NO. 1881 OF 2024

(Arising out of order dated 22.12.2023 passed in C.C.No.126/2019 by the District Commission, Dewas)

MANAGER,

ICICI LOMBARD GENERAL INSURANCE

COMPANY LIMITED,

COMMERCE HOUSE, SECOND FLOOR,

201/212, 7, RACE COURSE ROAD, INDORE (M.P.) … APPELLANT.

Versus

1. NEERAJ ALIAS NILESH S/O DARIYAV, R/O VILLAGE-POLAY, TEHSIL-BAGLI, DISTRICT-DEWAS (M.P.)

2. MANAGER, NARMADA MALWA GRAMIN BANK, CHAPDA, TEHSIL-BAGLI, DI