##PAGE1##

STATE CONSUMER DISPUTES REDRESSAL COMMISSION

MADHYA PRADESH

FIRST APPEAL NO. SC/23/A/24/1884

MANAGER, ICICI LOMBARD GENERAL INSURANCE CO. LTD.

PRESENT ADDRESS - COMMERCE HOUSE, 2ND FLOOR, 201/ 212 BUILDING NO.7, RACE

COURSE RD,,MADHYA PRADESH.

.......Appellant(s)

Versus

OMPRAKASH YADAV S/O MOOL CHANDRA YADAV

PRESENT ADDRESS - VILLAGE POLAY, TEHSIL BAGLI,MADHYA PRADESH.

MANAGER, NARMADA MALWA GRAMIN BANK

PRESENT ADDRESS - CHAPDA, TEHSIL BAGLI,MADHYA PRADESH.

.......Respondent(s)

BEFORE:

HON'BLE MRS. JUSTICE SUNITA YADAV , PRESIDENT

HON'BLE MRS. DR. MONIKA MALIK , MEMBER

FOR THE APPELLANT:

MANAGER, ICICI LOMBARD GENERAL INSURANCE CO. LTD.

FOR THE RESPONDENT:

OMPRAKASH YADAV S/O MOOL CHANDRA YADAV

DATED: 05/03/2026

ORDER

M. P. STATE CONSUMER DISPUTES REDRESSAL COMMISSION, BHOPAL

PLOT NO.76, ARERA HILLS, BHOPAL

FIRST APPEAL NO. 1881 OF 2024

(Arising out of order dated 22.12.2023 passed in C.C.No.126/2019 by the District Commission, Dewas)

MANAGER,

ICICI LOMBARD GENERAL INSURANCE

COMPANY LIMITED,

COMMERCE HOUSE, SECOND FLOOR,

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201/212, 7, RACE COURSE ROAD,

INDORE (M.P.) … APPELLANT.

Versus

1. NEERAJ ALIAS NILESH S/O DARIYAV,

R/O VILLAGE-POLAY, TEHSIL-BAGLI,

DISTRICT-DEWAS (M.P.)

2. MANAGER,

NARMADA MALWA GRAMIN BANK,

CHAPDA, TEHSIL-BAGLI,

DISTRICT-DEWAS (M.P.) … RESPONDENTS.

FIRST APPEAL NO. 1882 OF 2024

(Arising out of order dated 19.01.2024 passed in C.C.No.127/2019 by the District Commission, Dewas)

MANAGER,

ICICI LOMBARD GENERAL INSURANCE

COMPANY LIMITED,

COMMERCE HOUSE, SECOND FLOOR,

201/212, 7, RACE COURSE ROAD,

INDORE (M.P.) … APPELLANT.

Versus

1. RAJESH YADAV S/O DARIYAV,

R/O VILLAGE-POLAY, TEHSIL-BAGLI,

DISTRICT-DEWAS (M.P.)

##PAGE3##

2. MANAGER,

NARMADA MALWA GRAMIN BANK,

CHAPDA, TEHSIL-BAGLI,

DISTRICT-DEWAS (M.P.) … RESPONDENTS.

FIRST APPEAL NO. 1883 OF 2024

(Arising out of order dated 22.12.2023 passed in C.C.No.128/2019 by the District Commission, Dewas)

MANAGER,

ICICI LOMBARD GENERAL INSURANCE

COMPANY LIMITED,

COMMERCE HOUSE, SECOND FLOOR,

201/212, 7, RACE COURSE ROAD,

INDORE (M.P.) … APPELLANT.

Versus

1. HEERALAL S/O MOOLCHAND,

R/O VILLAGE-POLAY, TEHSIL-BAGLI,

DISTRICT-DEWAS (M.P.)

-2-

2. MANAGER,

NARMADA MALWA GRAMIN BANK,

CHAPDA, TEHSIL-BAGLI,

DISTRICT-DEWAS (M.P.) … RESPONDENTS.

FIRST APPEAL NO. 1884 OF 2024

##PAGE4##

(Arising out of order dated 19.01.2024 passed in C.C.No.129/2019 by the District Commission, Dewas)

MANAGER,

ICICI LOMBARD GENERAL INSURANCE

COMPANY LIMITED,

COMMERCE HOUSE, SECOND FLOOR,

201/212, 7, RACE COURSE ROAD,

INDORE (M.P.) … APPELLANT.

Versus

1. OM PRAKASH YADAV S/O MOOLCHANDRA YADAV,

R/O VILLAGE-POLAY, TEHSIL-BAGLI,

DISTRICT-DEWAS (M.P.)

2. MANAGER,

NARMADA MALWA GRAMIN BANK,

CHAPDA, TEHSIL-BAGLI,

DISTRICT-DEWAS (M.P.) … RESPONDENTS.

FIRST APPEAL NO. 1889 OF 2024

(Arising out of order dated 22.12.2023 passed in C.C.No.492/2020 by the District Commission, Dewas)

MANAGER,

ICICI LOMBARD GENERAL INSURANCE

COMPANY LIMITED,

COMMERCE HOUSE, SECOND FLOOR,

201/212, 7, RACE COURSE ROAD,

##PAGE5##

INDORE (M.P.) … APPELLANT.

Versus

1. MEHARBAN SINGH S/O NARWAR SINGH SENDHAV,

R/O VILLAGE-BAMANKHEDI, TEHSIL-BAGLI,

DISTRICT-DEWAS (M.P.)

2. MANAGER,

NARMADA MALWA GRAMIN BANK,

CHAPDA, TEHSIL-BAGLI,

DISTRICT-DEWAS (M.P.) … RESPONDENTS.

FIRST APPEAL NO. 1891 OF 2024

(Arising out of order dated 19.01.24 passed in C.C.No.43/2021 by the District Commission, Dewas)

MANAGER,

ICICI LOMBARD GENERAL INSURANCE

COMPANY LIMITED,

COMMERCE HOUSE, SECOND FLOOR,

201/212, 7, RACE COURSE ROAD,

INDORE (M.P.) … APPELLANT.

-3-

Versus

1. JITENDRA S/O MOOLCHANDRA,

R/O VILLAGE-POLAY, TEHSIL-BAGLI,

DISTRICT-DEWAS (M.P.)

##PAGE6##

2. MANAGER,

NARMADA MALWA GRAMIN BANK,

CHAPDA, TEHSIL-BAGLI,

DISTRICT-DEWAS (M.P.) … RESPONDENTS.

.

FIRST APPEAL NO. 1892 OF 2024

(Arising out of order dated 19.01.2024 passed in C.C.No.53/2021 by the District Commission, Dewas)

MANAGER,

ICICI LOMBARD GENERAL INSURANCE

COMPANY LIMITED,

COMMERCE HOUSE, SECOND FLOOR,

201/212, 7, RACE COURSE ROAD,

INDORE (M.P.) … APPELLANT.

Versus

1. HAZARILAL S/O DHANNA,

R/O VILLAGE-POLAY, TEHSIL-BAGLI,

DISTRICT-DEWAS (M.P.)

2. MANAGER,

NARMADA MALWA GRAMIN BANK,

CHAPDA, TEHSIL-BAGLI,

D

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